Featured Rates
APR = Annual Percentage Rate. Rates valid as of August 3, 2022. Featured rates subject to change without notice; other restrictions may apply. Get more auto, signature, and personal loan rates here. Mortgage Rate: Final APR may vary based on customary fees and closing costs, which are included in your final APR. Home loan programs restricted to Texas only. Rate displayed reflects 30-year conventional mortgage. Mortgage rates change frequently throughout the day, please contact us for accurate rate.
Texas Trust Latest News
Texas Trust Gives Foundation Issues $65,000 in Grants to Nine School Districts-
Michael Jarrett Posthumously Awarded Dream Builder Award
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Governor Appoints Texas Trust CEO Jim Minge Chairman of the Texas Credit Union Commission
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Texas Trust Gives Foundation Donates $14,000 to American Cancer Society
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Texas Trust Claims Two MAC Awards
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Rebecca White Joins Texas Trust as Vice President of HR
Savings Accounts
Rates current as of:| Account | Declared APY* |
|---|---|
| Primary Savings Accounts | |
| SAVINGS Regular Share $100 - 19,999.99 | 0.10% |
| SAVINGS Regular Share $20,000+ | 0.10% |
| Secondary Savings Accounts | |
| SAVINGS Secondary Share $100 - 19,999.99 | 0.10% |
| SAVINGS Secondary Share $20,000 + | 0.10% |
| Holiday Savings | |
| Holiday SAVINGS $25 + | 0.20% |
| Youth Savings | |
| SAVINGS Clubhouse Share $5 - 19,999.99 | 0.10% |
| SAVINGS Clubhouse Share $20,000+ | 0.10% |
| Money Market | |
| Money Market $0 - 2,499 | 0.00% |
| Money Market $2,500 - 9,999.99 | 0.16% |
| Money Market $10,000 - 24,999 | 0.16% |
| Money Market $25,000 - 49,999 | 0.16% |
| Money Market $50,000 - 99,999 | 0.16% |
| Money Market $100,000 - 249,999 | 0.16% |
| Money Market $250,000 + | 0.25% |
| Money Market $1,000,000 + | 0.10% |
| Loan-Related Share | |
| SAVINGS VISA Share ($100 - $19,999.99) | 0.10% |
| SAVINGS MASTERCARD Share ($100 - $19,999) | 0.10% |
| SAVINGS VISA Share ($20,000.00 +) | 0.10% |
| SAVINGS MASTERCARD Share ($20,000.00 +) | 0.10% |
Checking Accounts
Rates current as of:| Account | Declared APY* |
|---|---|
| Checking Accounts (Share Draft) | |
| Power Checking ($5,000 - $24,999.99) | 2.50% |
| Power Checking ($25,000 - $100,000) | 2.50% |
| Bonus Checking ($25,000 +) | 0.15% |
| Easy Checking ($1,000 +) | 0.05% |
| Student Checking ($1 - 999.99) | 0.02% |
| Student Checking ($1,000 - 9,999.99) | 0.05% |
| Student Checking ($10,000 - 19,999.99) | 0.07% |
| Student Checking ($20,000 - 30,000) | 0.10% |
CD Accounts
Rates current as of:| Type | Term | APY* |
|---|---|---|
| Term Share CDs (minimum deposit $500) | ||
| CD 3 mo Term | 3 months | 1.30% |
| CD 6 mo Term | 6 months | 1.55% |
| CD 1 yr Term | 1 year(s) | 2.10% |
| CD 2 yr Term | 2 year(s) | 2.25% |
| CD 3 yr Term | 3 year(s) | 2.30% |
| CD 4 yr Term | 4 year(s) | 1.95% |
| CD 5 yr Term | 5 year(s) | 2.05% |
| Mini Jumbo CDs (minimum deposit $50,000) | ||
| CD Mini Jumbo 3mo | 3 months | 1.35% |
| CD Mini Jumbo 6mo | 6 months | 1.60% |
| CD Mini Jumbo 1yr | 1 year(s) | 2.15% |
| Jumbo CDs (minimum deposit $98,000) | ||
| CD Jumbo 3 mo | 3 months | 1.40% |
| CD Jumbo 6 mo | 6 months | 1.65% |
| CD Jumbo 1 yr | 1 year(s) | 2.20% |
| Flex CDs (minimum deposit $5,000) | ||
| CD 6 mo Flex | 6 months | 1.40% |
| CD 1 yr Flex | 1 year(s) | 1.95% |
| CD 2 yr Flex | 2 year(s) | 2.10% |
| CD 3 yr Flex | 3 year(s) | 2.15% |
| CD 4 yr Flex | 4 year(s) | 1.80% |
| CD 5 yr Flex | 5 year(s) | 1.90% |
| Youth CD** (minimum deposit $100) | ||
| CD Smart Start (Youth under 18) | 1 year(s) | 2.10% |
| Senior CD*** (minimum deposit $10,000) | ||
| CD 55 and Better 15 mo | 15 months | 1.60% |
| Public Servant CD **** | ||
| CD Mega Flex 9mo Term | 9 months | 1.85% |
| CD Jumbo 9mo | 9 months | 1.95% |
IRAs
Rates current as of:| Type | Term | APY* |
|---|---|---|
| IRA CD 1 yr | 1 year(s) | 2.15% |
| IRA CD 2 yr | 2 year(s) | 2.30% |
| IRA CD 3 yr | 3 year(s) | 2.35% |
| IRA CD 4 yr | 4 year(s) | 2.00% |
| IRA CD 5 yr | 5 year(s) | 2.10% |
New and Used Autos
Rates current as of:| Term | Declared APR* |
|---|---|
| New Vehicles | |
| 36 months | As low as 3.39% |
| 48 months | As low as 3.69% |
| 66 months | As low as 3.99% |
| 72 months | As low as 4.10% |
| Used Vehicles | |
| 36 months | As low as 3.39% |
| 48 months | As low as 3.69% |
| 66 months | As low as 3.99% |
| 72 months | As low as 4.10% |
Credit Cards
Rates current as of:| Introductory APR for the first six months | Standard (after Intro) | ||||
|---|---|---|---|---|---|
| Purchases | Balance Transfers | Cash Advances | Standard APR* | Annual Fee | |
| Platinum Mastercard with Cash Back | 0% | 4.90%-9.90% | 4.90%-9.90% | 8.90%-17.90% | None |
| UTA Platinum Rewards Mastercard | n/a | n/a | n/a | 12.90%-17.90% | None |
| Secured Mastercard | n/a | n/a | n/a | 11.90% | $30 |
| Platinum Rewards Mastercard | n/a | n/a | n/a | 12.90%-17.90% | None |
| UTA Blaze Mastercard | n/a | n/a | n/a | 8.90%-17.90% | $50 |
Personal Loans
Rates current as of:| Term | Declared APR* as low as |
|---|---|
| 0 - 24 months | As low as 5.49% |
| 25 - 36 months | As low as 5.49% |
| 37 - 48 months | As low as 6.49% |
| 49 - 60 months | As low as 7.49% |
RVs/Boats/Motorcycles
Rates current as of:| Recreational Vehicles | ||
|---|---|---|
| Type | Term | Declared APR* as low as |
| RV New | 48 months | 6.24% |
| RV New | 66 months | 6.24% |
| RV New | 72 months | 6.24% |
| RV New | 84 months | 6.49% |
| RV Used | 48 months | 6.24% |
| RV Used | 66 months | 6.24% |
| RV Used | 72 months | 6.24% |
| RV Used | 84 months | 6.49% |
| Boat | ||
|---|---|---|
| Type | Term | Declared APR* as low as |
| Boat New | 48 months | 6.24% |
| Boat New | 66 months | 6.24% |
| Boat New | 72 months | 6.24% |
| Boat New | 84 months | 6.49% |
| Boat Used | 48 months | 6.24% |
| Boat Used | 66 months | 6.24% |
| Boat Used | 72 months | 6.24% |
| Boat Used | 84 months | 6.49% |
| Motorcycle | ||
|---|---|---|
| Type | Term | Declared APR* as low as |
| Motorcycle New | 36 months | 5.49% |
| Motorcycle New | 48 months | 5.49% |
| Motorcycle New | 60 months | 5.49% |
| Motorcycle Used | 36 months | 5.49% |
| Motorcycle Used | 48 months | 5.49% |
| Motorcycle Used | 60 months | 5.49% |
Business Checking
Rates current as of:| Account | APY* |
|---|---|
| Business Checking w/ Interest $0 - $499.99 | 0.00% |
| Business Checking w/ Interest $500 - $7499.99 | 0.05% |
| Business Checking w/ Interest $7500+ | 0.05% |
| Business Foundation | 0.00% |
| Business Professional $2,500+ | 0.05% |
| Business Executive $7500+ | 0.10% |
| Business Executive $2500 - $7499.99 | 0.10% |
Business Shares
Rates current as of:| Account | APY* |
|---|---|
| Business Share $0 - $99.99 | 0.00% |
| Business Share $100 - $19,999.99 | 0.10% |
| Business Share $20,000+ | 0.10% |
Business Money Market
Rates current as of:| Account | APY* |
|---|---|
| Business Money Market $2,500-$9,999.99 | 0.16% |
| Business Money Market $10,000 - $24,999.99 | 0.16% |
| Business Money Market $25,000 - $49,999.99 | 0.20% |
| Business Money Market $50,000 - $249,999.99 | 0.25% |
| Business Money Market $250,000 - $1,000,000 | 0.25% |
| Business Money Market $1,000,000 | 0.10% |
People You Can Trust
We've always been and will forever be a People Company which means we focus on doing right by our members. Not to mention, we've got incredibly low-interest rates and dang good customer service right here in Texas. We can't wait to serve you!