Featured Rates
APR = Annual Percentage Rate. Rates valid as of October 27, 2021. Featured rates subject to change without notice; other restrictions may apply. Get more auto, signature, and personal loan rates here. Mortgage Rate: Final APR may vary based on customary fees and closing costs, which are included in your final APR. Home loan programs restricted to Texas only. Rate displayed reflects 30-year conventional mortgage. Mortgage rates change frequently throughout the day, please contact us for accurate rate.
Featured Rates
APR = Annual Percentage Rate. Rates valid as of October 27, 2021. Featured rates subject to change without notice; other restrictions may apply. Get more auto, signature, and personal loan rates here. Mortgage Rate: Final APR may vary based on customary fees and closing costs, which are included in your final APR. Home loan programs restricted to Texas only. Rate displayed reflects 30-year conventional mortgage. Mortgage rates change frequently throughout the day, please contact us for accurate rate.
Texas Trust Latest News
Texas Trust Credit Union Opens New Branch at Fish Creek Preserve in Grand Prairie-
Texas Trust Credit Union Donates $10,000 to Toys for Tots
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Texas Trust Credit Union Honors School Teachers and Support Staff
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Texas Trust Credit Union Names Peggy Esparza New CFO
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Texas Trust Credit Union Raises $11,862 for Virtual Peanut Butter Drive
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Paul Quinn College Students Receive $10,000 in Scholarships from Texas Trust Credit Union for 2021-22
Savings Accounts
Rates current as of:| Account | Declared APY* |
|---|---|
| Primary Savings Accounts | |
| SAVINGS Regular Share $100 - 19,999.99 | 0.10% |
| SAVINGS Regular Share $20,000+ | 0.10% |
| Secondary Savings Accounts | |
| SAVINGS Secondary Share $100 - 19,999.99 | 0.10% |
| SAVINGS Secondary Share $20,000 + | 0.10% |
| Holiday Savings | |
| Holiday SAVINGS $25 + | 0.25% |
| Youth Savings | |
| SAVINGS Clubhouse Share $5 - 19,999.99 | 0.10% |
| SAVINGS Clubhouse Share $20,000+ | 0.10% |
| Money Market | |
| Money Market $0 - 2,499 | 0.00% |
| Money Market $2,500 - 9,999.99 | 0.16% |
| Money Market $10,000 - 24,999 | 0.16% |
| Money Market $25,000 - 49,999 | 0.16% |
| Money Market $50,000 - 99,999 | 0.16% |
| Money Market $100,000 - 249,999 | 0.16% |
| Money Market $250,000 + | 0.25% |
| Money Market $1,000,000 + | 0.10% |
| Loan-Related Share | |
| SAVINGS VISA Share ($100 - $19,999.99) | 0.10% |
| SAVINGS MASTERCARD Share ($100 - $19,999) | 0.10% |
| SAVINGS VISA Share ($20,000.00 +) | 0.10% |
| SAVINGS MASTERCARD Share ($20,000.00 +) | 0.10% |
Checking Accounts
Rates current as of:| Account | Declared APY* |
|---|---|
| Checking Accounts (Share Draft) | |
| Power Checking ($5,000 - $24,999.99) | 1.00% |
| Power Checking ($25,000 - $100,000) | 1.00% |
| Bonus Checking ($25,000 +) | 0.15% |
| Easy Checking ($1,000 +) | 0.05% |
| Student Checking ($1 - 999.99) | 0.02% |
| Student Checking ($1,000 - 9,999.99) | 0.05% |
| Student Checking ($10,000 - 19,999.99) | 0.07% |
| Student Checking ($20,000 - 30,000) | 0.10% |
CD Accounts
Rates current as of:| Type | Term | APY* |
|---|---|---|
| Term Share CDs (minimum deposit $500) | ||
| CD 3 mo Term | 3 months | 0.15% |
| CD 6 mo Term | 6 months | 0.30% |
| CD 1 yr Term | 1 year(s) | 0.40% |
| CD 2 yr Term | 2 year(s) | 0.45% |
| CD 3 yr Term | 3 year(s) | 0.60% |
| CD 4 yr Term | 4 year(s) | 0.75% |
| CD 5 yr Term | 5 year(s) | 0.80% |
| Mini Jumbo CDs (minimum deposit $50,000) | ||
| CD Mini Jumbo 3mo | 3 months | 0.20% |
| CD Mini Jumbo 6mo | 6 months | 0.35% |
| CD Mini Jumbo 1yr | 1 year(s) | 0.45% |
| Jumbo CDs (minimum deposit $98,000) | ||
| CD Jumbo 3 mo | 3 months | 0.25% |
| CD Jumbo 6 mo | 6 months | 0.40% |
| CD Jumbo 1 yr | 1 year(s) | 0.50% |
| Flex CDs (minimum deposit $5,000) | ||
| CD 6 mo Flex | 6 months | 0.15% |
| CD 1 yr Flex | 1 year(s) | 0.25% |
| CD 2 yr Flex | 2 year(s) | 0.30% |
| CD 3 yr Flex | 3 year(s) | 0.45% |
| CD 4 yr Flex | 4 year(s) | 0.60% |
| CD 5 yr Flex | 5 year(s) | 0.65% |
| Youth CD** (minimum deposit $100) | ||
| CD Smart Start (Youth under 18) | 1 year(s) | 0.40% |
| Senior CD*** (minimum deposit $10,000) | ||
| CD 55 and Better 15 mo | 15 months | 0.25% |
| Public Servant CD **** | ||
| CD Mega Flex 9mo Term | 9 months | 0.40% |
| CD Mini Jumbo 9 mo | 9 months | 0.45% |
| CD Jumbo 9mo | 9 months | 0.50% |
IRAs
Rates current as of:| Type | Term | APY* |
|---|---|---|
| IRA CD 1 yr | 1 year(s) | 0.45% |
| IRA CD 2 yr | 2 year(s) | 0.50% |
| IRA CD 3 yr | 3 year(s) | 0.65% |
| IRA CD 4 yr | 4 year(s) | 0.80% |
| IRA CD 5 yr | 5 year(s) | 0.85% |
New and Used Autos
Rates current as of:| Term | Declared APR* |
|---|---|
| New Vehicles | |
| 36 months | As low as 2.19% |
| 48 months | As low as 2.19% |
| 66 months | As low as 2.19% |
| 72 months | As low as 2.24% |
| Used Vehicles | |
| 36 months | As low as 2.19% |
| 48 months | As low as 2.19% |
| 66 months | As low as 2.19% |
| 72 months | As low as 2.24% |
Credit Cards
Rates current as of:| Introductory APR for the first six months | Standard (after Intro) | ||||
|---|---|---|---|---|---|
| Purchases | Balance Transfers | Cash Advances | Standard APR* | Annual Fee | |
| Platinum Mastercard with Cash Back | 0% | 4.90%-9.90% | 4.90%-9.90% | 8.90%-17.90% | None |
| UTA Platinum Rewards Mastercard | n/a | n/a | n/a | 12.90%-17.90% | None |
| Secured Mastercard | n/a | n/a | n/a | 11.90% | $30 |
| Platinum Rewards Mastercard | n/a | n/a | n/a | 12.90%-17.90% | None |
| UTA Blaze Mastercard | n/a | n/a | n/a | 8.90%-17.90% | $50 |
| Business MasterCard With Cash Back | n/a | n/a | n/a | 9.90% | None |
Personal Loans
Rates current as of:| Term | Declared APR* as low as |
|---|---|
| 0 - 24 months | As low as 4.49% |
| 25 - 36 months | As low as 5.49% |
| 37 - 48 months | As low as 6.49% |
| 49 - 60 months | As low as 7.49% |
RVs/Boats/Motorcycles
Rates current as of:| Recreational Vehicles | ||
|---|---|---|
| Type | Term | Declared APR* as low as |
| RV New | 48 months | 6.24% |
| RV New | 66 months | 6.24% |
| RV New | 72 months | 6.24% |
| RV New | 84 months | 6.49% |
| RV Used | 48 months | 6.24% |
| RV Used | 66 months | 6.24% |
| RV Used | 72 months | 6.24% |
| RV Used | 84 months | 6.49% |
| Boat | ||
|---|---|---|
| Type | Term | Declared APR* as low as |
| Boat New | 48 months | 6.24% |
| Boat New | 66 months | 6.24% |
| Boat New | 72 months | 6.24% |
| Boat New | 84 months | 6.49% |
| Boat Used | 48 months | 6.24% |
| Boat Used | 66 months | 6.24% |
| Boat Used | 72 months | 6.24% |
| Boat Used | 84 months | 6.49% |
| Motorcycle | ||
|---|---|---|
| Type | Term | Declared APR* as low as |
| Motorcycle New | 36 months | 5.49% |
| Motorcycle New | 48 months | 5.49% |
| Motorcycle New | 60 months | 5.49% |
| Motorcycle Used | 36 months | 5.49% |
| Motorcycle Used | 48 months | 5.49% |
| Motorcycle Used | 60 months | 5.49% |
Business Checking
Rates current as of:| Account | APY* |
|---|---|
| Business Checking w/ Interest $0 - $499.99 | 0.00% |
| Business Checking w/ Interest $500 - $7499.99 | 0.05% |
| Business Checking w/ Interest $7500+ | 0.05% |
| Business Foundation | 0.00% |
| Business Professional $2,500+ | 0.05% |
| Business Executive $7500+ | 0.10% |
| Business Executive $2500 - $7499.99 | 0.10% |
Business Shares
Rates current as of:| Account | APY* |
|---|---|
| Business Share $0 - $99.99 | 0.00% |
| Business Share $100 - $19,999.99 | 0.10% |
| Business Share $20,000+ | 0.10% |
Business Money Market
Rates current as of:| Account | APY* |
|---|---|
| Business Money Market $2,500-$9,999.99 | 0.16% |
| Business Money Market $10,000 - $24,999.99 | 0.16% |
| Business Money Market $25,000 - $49,999.99 | 0.20% |
| Business Money Market $50,000 - $249,999.99 | 0.25% |
| Business Money Market $250,000 - $1,000,000 | 0.25% |
| Business Money Market $1,000,000 | 0.10% |
People You Can Trust
We've always been and will forever be a People Company which means we focus on doing right by our members. Not to mention, we've got incredibly low-interest rates and dang good customer service right here in Texas. We can't wait to serve you!