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Checking/Savings Deposit

Rates current as of:
Account Declared APY*
Checking Accounts (Share Draft)
Checking20 ($25,000 +)0.15
Student Checking ($1 - 999.99)0.02
Student Checking ($1,000 - 9,999.99)0.05
Student Checking ($10,000 - 19,999.99)0.07
Student Checking ($20,000 - 30,000)0.10
Savings Accounts (Share)
SAVINGS Regular Share $20,000+0.10
SAVINGS Regular Share $100 - 19,999.990.10
Holiday SAVINGS0.25
SAVINGS Secondary Share $100 - 19,999.990.10
SAVINGS Secondary Share $20,000 +0.10
SAVINGS Clubhouse Share $25 - 19,999.990.10
SAVINGS Clubhouse Share $20,000+0.10
Loan Related Share
SAVINGS MASTERCARD Share ($100 - $19,999)0.10
SAVINGS MASTERCARD Share ($20,000.00 +)0.10
SAVINGS VISA Share ($100 - $19,999.99)0.10
SAVINGS VISA Share ($20,000.00 +)0.10

Term & Flex CDs

Rates current as of:
Type Term APY*
CD 3 mo Term3 months0.15
CD 6 mo Term6 months0.50
CD 1 yr Term1 year(s)0.75
CD 2 yr Term2 year(s)0.90
CD 3 yr Term3 year(s)1.21
CD 4 yr Term4 year(s)1.51
CD 5 yr Term5 year(s)1.76
CD 6 mo Flex6 months0.30
CD 1 yr Flex1 year(s)0.60
CD 2 yr Flex2 year(s)0.70
CD 3 yr Flex3 year(s)1.00
CD 4 yr Flex4 year(s)1.21
CD 5 yr Flex5 year(s)1.51
55 & Better CD 15 mo15 months0.30
CD Smart Start (Youth under 18)1 year(s)0.75
CD Mega Flex 9mo Term exclusively for our Public Servant members9 months0.60

Jumbo CDs

Rates current as of:
Contact Information
Account Term APY*
CD Jumbo 3 mo3 months0.45
CD Jumbo 6 mo6 months0.65
CD Jumbo 1 yr1 year(s)0.90
CD Mini Jumbo 3mo3 months0.30
CD Mini Jumbo 6mo6 months0.40
CD Mini Jumbo 1yr1 year(s)0.60

55-and-Better & Smart Start CDs

Rates current as of:
Term APY*
CD 55 and Better15 months0.30
CD Smart Start (Youth under 18)1 year(s)0.75

Term IRAs

Rates current as of:
Term APY*
1 year(s)0.85%
2 year(s)1.00%
3 year(s)1.31%
4 year(s)1.61%
5 year(s)1.87%

Share IRAs

Type APY*
Regular IRA ($5.00 and above)0.20%

Money Market

Rates current as of:
Account APY*
Money Market $0 - 2,4990.00%
Money Maket $2,500 - 9,999.990.10%
Money Market $10,000 - 24,9990.15%
Money Market $25,000 - 49,9990.15%
Money Market $50,000 - 99,9990.20%
Money Market $100,000 - 249,9990.20%
Money Market $250,000 +0.25%

New and Used Autos

Rates current as of:
New and Used Auto Rates
Term Declared APR*
36 months as low as 2.50%
48 months as low as 2.75%
66 months as low as 3.00%
72 months as low as 3.75%
  • *APR - Annual Percentage Rate
  • 1Subject to change at any time.
  • No models older than seven (7) years old.

Credit Cards

Rates current as of:
Credit Cards Rates
Introductory APR for the first six months Standard (after Intro)
Purchases Balance Transfers Cash Advances Standard APR* Annual Fee
Platinum Mastercard with Cash Back 0% 4.9%-9.9% 4.9%-9.9% 8.9%-17.9% None
UTA Platinum Rewards Mastercard n/a n/a n/a 9.9%-17.9% None
Secured Mastercard n/a n/a n/a 11.9% $30
Platinum Rewards Mastercard n/a n/a n/a 9.9%-17.9% None
UTA Blaze Mastercard n/a n/a n/a 8.9%-17.9% $50
Business MasterCard With Cash Back n/a n/a n/a 9.9% None
  • *APR - Annual Percentage Rate

Personal Loans

Rates current as of:
Personal Loans Rates
Account Term Declared APR* as low as
Personal0 - 24As low as 9.90%
Personal25 - 36As low as 10.90%
Personal37 - 48As low as 11.90%
Personal49 - 60As low as 12.90%
Share Secured (Share Deposit)2.50% > Share Rate
CD Secured (Certificate Deposit)2.50% > CD Rate
  • *APR - Annual Percentage Rate
  • 1Subject to change at any time.

RVs/Boats/Motorcycles

Rates current as of:
Recreational Vehicle Rates
Recreational Vehicle
Type Term Declared APR* as low as
RV New48 months as low as 6.99%
RV Usedup to 84 months as low as 8.99%
Boat Rates
Boat
Type Term Declared APR* as low as
Boat New66 months as low as 7.49%
Boat Usedup to 84 months as low as 8.99%
Motorcycle Rates
Motorcycle
Term Declared APR* as low as
36 months as low as 5.25%
48 months as low as 5.50%
60 months as low as 5.75%
  • *APR - Annual Percentage Rate
  • Terms may change based upon vehicle age and/or other factors.
  • No models older than seven (7) years old.

Business Checking

Rates current as of:
Account APY*
Business Checking w/ Interest $0 - $499.990.00%
Business Checking w/ Interest $500 - $7499.990.05%
Business Checking w/ Interest $7500+0.05%
Business Foundation0.00%
Business Professional $2,500+0.05%
Business Executive $7500+0.10%
Business Executive $2500 - $7499.990.10%
  • *APY - Annual Percentage Yield

Business Shares

Rates current as of:
Account APY*
Business Share $0 - $99.990.00%
Business Share $100 - $19,999.990.10%
Business Share $20,000+0.10%

Business Money Market

Rates current as of:
Account APY*
Business Money Market $0 - $2,499.990.00%
Business Money Market $2,500-$9,999.990.10%
Business Money Market $10,000+0.15%
Business Mega Money Market $0 - $24,999.990.00%
Business Mega Money Market $25,000 - $49,999.990.15%
Business Mega Money Market $50,000 - $99,999.990.20%
Business Mega Money Market $100,000 - $249,999.990.20%
Business Mega Money Market $250,000 - $499,999.990.25%
Business Mega Money Market $500,000 - $2,499,999.990.25%
Business Mega Money Market $2.5M+0.25%
Who We Are

Who We Are

Texas Trust exists for one simple purpose: To build brighter financial futures. We are a not-for-profit credit union whose members are our friends, neighbors, and local business leaders. We focus on providing products that exceed expectations and service that others brag about. And, we are committed to giving profits back to our members and communities. That’s money back into our area schools and students. And back in our members’ pockets. We've been helping people live brighter since 1936. We are Texas Trust Credit Union.

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