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Savings Accounts

Rates current as of:
Account Declared APY*
Primary Savings Accounts
SAVINGS Regular Share $100 - 19,999.990.10
SAVINGS Regular Share $20,000+0.10
Secondary Savings Accounts
SAVINGS Secondary Share $100 - 19,999.990.10
SAVINGS Secondary Share $20,000 +0.10
Holiday Savings
Holiday SAVINGS0.25
Youth Savings
SAVINGS Clubhouse Share $25 - 19,999.990.10
SAVINGS Clubhouse Share $20,000+0.10
Money Market
Money Market $0 - 2,4990.00
Money Maket $2,500 - 9,999.990.10
Money Market $10,000 - 24,9990.15
Money Market $25,000 - 49,9990.15
Money Market $50,000 - 99,9990.20
Money Market $100,000 - 249,9990.20
Money Market $250,000 +0.25
Loan-Related Share
SAVINGS VISA Share ($100 - $19,999.99)0.10
SAVINGS MASTERCARD Share ($100 - $19,999)0.10
SAVINGS VISA Share ($20,000.00 +)0.10
SAVINGS MASTERCARD Share ($20,000.00 +)0.10

Checking Accounts

Rates current as of:
Account Declared APY*
Checking Accounts (Share Draft)
Checking20 ($25,000 +)0.15
Student Checking ($1 - 999.99)0.02
Student Checking ($1,000 - 9,999.99)0.05
Student Checking ($10,000 - 19,999.99)0.07
Student Checking ($20,000 - 30,000)0.10

CD Accounts

Rates current as of:
Type Term APY*
Term Share CDs (minimum deposit $500)
CD 3 mo Term3 months0.15
CD 6 mo Term6 months0.50
CD 1 yr Term1 year(s)0.75
CD 2 yr Term2 year(s)0.90
CD 3 yr Term3 year(s)1.21
CD 4 yr Term4 year(s)1.51
CD 5 yr Term5 year(s)1.76
Mini Jumbo CDs (minimum deposit $50,000)
CD Mini Jumbo 3mo3 months0.30
CD Mini Jumbo 6mo6 months0.40
CD Mini Jumbo 1yr1 year(s)0.60
Jumbo CDs (minimum deposit $98,000)
CD Jumbo 3 mo3 months0.45
CD Jumbo 6 mo6 months0.65
CD Jumbo 1 yr1 year(s)0.90
Flex CDs (minimum deposit $5,000)
CD 1 yr Flex1 year(s)0.60
CD 2 yr Flex2 year(s)0.70
CD 3 yr Flex3 year(s)1.00
CD 4 yr Flex4 year(s)1.21
CD 5 yr Flex5 year(s)1.51
Youth CD** (minimum deposit $100)
CD Smart Start (Youth under 18)1 year(s)0.75
Senior CD*** (minimum deposit $10,000)
CD 55 and Better 15 mo15 months0.30
Public Servant CD ****
CD Mega Flex 9mo Term9 months0.60
CD Mini Jumbo 9 mo9 months0.50
CD Jumbo 9mo9 months0.75

IRAs

Rates current as of:
Term APY*
months0.20%
1 year(s)0.85%
2 year(s)1.00%
3 year(s)1.31%
4 year(s)1.61%
5 year(s)1.87%

New and Used Autos

Rates current as of:
New and Used Auto Rates
Term Declared APR*
New Vehicles
36 months as low as 2.50%
48 months as low as 2.75%
66 months as low as 3.00%
72 months as low as 3.75%
Used Vehicles
36 months as low as 2.50%
48 months as low as 2.75%
66 months as low as 3.00%
72 months as low as 3.75%
  • *APR - Annual Percentage Rate
  • 1Subject to change at any time.
  • No models older than seven (7) years old.

Credit Cards

Rates current as of:
Credit Cards Rates
Introductory APR for the first six months Standard (after Intro)
Purchases Balance Transfers Cash Advances Standard APR* Annual Fee
Platinum Mastercard with Cash Back 0% 4.9%-9.9% 4.9%-9.9% 8.9%-17.9% None
UTA Platinum Rewards Mastercard n/a n/a n/a 9.9%-17.9% None
Secured Mastercard n/a n/a n/a 11.9% $30
Platinum Rewards Mastercard n/a n/a n/a 9.9%-17.9% None
UTA Blaze Mastercard n/a n/a n/a 8.9%-17.9% $50
Business MasterCard With Cash Back n/a n/a n/a 9.9% None
  • *APR - Annual Percentage Rate

Personal Loans

Rates current as of:
Personal Loans Rates
Term Declared APR* as low as
0 - 24 monthsAs low as 9.90%
25 - 36 monthsAs low as 10.90%
37 - 48 monthsAs low as 11.90%
49 - 60 monthsAs low as 12.90%
  • *APR - Annual Percentage Rate
  • 1Subject to change at any time.

RVs/Boats/Motorcycles

Rates current as of:
Recreational Vehicle Rates
Recreational Vehicle
Type Term Declared APR* as low as
RV New48 months as low as 6.99%
RV New72 months as low as 7.99%
RV Usedup to 84 months as low as 8.99%
Boat Rates
Boat
Type Term Declared APR* as low as
Boat New66 months as low as 7.49%
Boat Usedup to 84 months as low as 8.99%
Motorcycle Rates
Motorcycle
Term Declared APR* as low as
36 months as low as 5.25%
48 months as low as 5.50%
60 months as low as 5.75%
  • *APR - Annual Percentage Rate
  • Terms may change based upon vehicle age and/or other factors.
  • No models older than seven (7) years old.

Business Checking

Rates current as of:
Account APY*
Business Checking w/ Interest $0 - $499.990.00%
Business Checking w/ Interest $500 - $7499.990.05%
Business Checking w/ Interest $7500+0.05%
Business Foundation0.00%
Business Professional $2,500+0.05%
Business Executive $7500+0.10%
Business Executive $2500 - $7499.990.10%
  • *APY - Annual Percentage Yield

Business Shares

Rates current as of:
Account APY*
Business Share $0 - $99.990.00%
Business Share $100 - $19,999.990.10%
Business Share $20,000+0.10%

Business Money Market

Rates current as of:
Account APY*
Business Money Market $0 - $2,499.990.00%
Business Money Market $2,500-$9,999.990.10%
Business Money Market $10,000+0.15%
Business Mega Money Market $0 - $24,999.990.00%
Business Mega Money Market $25,000 - $49,999.990.15%
Business Mega Money Market $50,000 - $99,999.990.20%
Business Mega Money Market $100,000 - $249,999.990.20%
Business Mega Money Market $250,000 - $499,999.990.25%
Business Mega Money Market $500,000 - $2,499,999.990.25%
Business Mega Money Market $2.5M+0.25%
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Who We Are

Who We Are

Texas Trust exists for one simple purpose: To build brighter financial futures. We are a not-for-profit credit union whose members are our friends, neighbors, and local business leaders. We focus on providing products that exceed expectations and service that others brag about. And, we are committed to giving profits back to our members and communities. That’s money back into our area schools and students. And back in our members’ pockets. We've been helping people live brighter since 1936. We are Texas Trust Credit Union.

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