Bonus Checking is the only checking account that rewards you for your loyalty.
We're all about giving back at Texas Trust Credit Union. That's why for our most loyal members, Bonus Checking is loaded with generous features like identity theft protection service, credit monitoring, cell phone protection, and a debit card that rewards you.
But that's not all! With Bonus Checking, you can help support students through the Spirit Debit Rewards program and have the added bonus of knowing you're part of something bigger and better.
Protecting Your Identity with IDProtect5
Identity thieves are more than just a nuisance – they can cost you time and money. At Texas Trust, we've declared war on ID theft – and we've made protecting your identity a forever part of your Bonus Checking account. Identity thieves are constantly trying to steal your personal data.
Here's what we can do to help:
IDProtect provides daily credit monitoring and allows you to follow your credit score. You'll have authorization to track your credit from all three credit agencies.
Total Identity Monitoring constantly searches for suspicious activity on your account. IDProtect scans the globe looking for unauthorized activity using your Social Security number and other personal data.
If the worst should happen and someone steals your ID, we'll provide a dedicated fraud specialist to help get you through the recovery process until your ID and credit are restored.
Cellular Phone Insurance6
Your cell costs enough as it is, so why pay high rates for phone insurance? With Bonus Checking, we'll cover the cost of a dropped or stolen phone and you can save an average of $10 that you're probably paying each month.7 Open your Bonus Checking account, and tell your cell provider that you're already covered.
To file your claim make sure to call the Benefits Administrator at (866) 210-0361 within sixty (60) days of the damage or theft. Remember: in order to receive the cellular phone insurance, you must pay your cellular phone bill with Bill Pay through your Bonus Checking account.
Total Member Bonuses as of January 31, 2020:
See what you could earn:
Earn Cash for Schools
You can help schools, and it's as simple as can be! All you have to do is use your Texas Trust Spirit Debit Card, and for every qualified purchase, we'll set aside some money for our monthly check to our partner schools.
|Monthly Service Charge||AS LOW AS
|Minimum to Open||$25|
|Minimum Age to Open||18|
The following features come standard with every Texas Trust checking account:
» Mobile App – Texas Trust is always as close as your cell.
» Overdraft Privilege – Because everybody has an “oops” now & then!
» eStatement Paperless Statements – Think of the trees you can save!
» Mastercard Debit Rewards2 – earn rewards that you can redeem online or in store for merchandise, gift cards, travel, and more
» Mastercard Zero Liability4 – Didn't charge that? No problem. You're covered.
» Automated Phone Banking – OK, it's not Siri, but it's cool!
» Free Notary Service – You sign, we witness.
» Card Controls – Lost card? Don't worry. Just freeze it.
Debit Mastercard® Benefits
- Airport Concierge
- Extended Warranty
- Global Service
- ID Theft Protection
- Mastercard Rewards1
- Satisfaction Guarantee
- Zero Liability3
For full details and disclosures, see our Debit Mastercard® Benefits