As of September 1, Checking20 is now Bonus Checking, and the following changes have been implemented to the bonus structure:
- The $2 Credit Card Bonus will be earned when your Texas Trust credit card is in good standing and was used to perform a purchase transaction during the statement month.
- Up to three $6 Consumer Loan Bonuses may be earned each month. Each will be earned when the qualifying loan balance was greater than $10,000 on the last day of the month; qualifying loans include personal (signature), vehicle, boat, RV, and motorcycle loans.
- A $12 Mortgage Bonus will be earned when the mortgage balance was greater than $60,000 on the last day of the month and the mortgage is being serviced by Texas Trust.
The maximum possible monthly bonus payment will remain $20.
Bonus Checking is the only checking account that rewards you for your loyalty.
We're all about giving back at Texas Trust Credit Union. That's why for our most loyal members, Bonus Checking is loaded with generous features like identity theft protection service, credit monitoring, cell phone protection, a debit card that rewards you, and – BONUS! – up to $20 a month deposited right into your account!
But that's not all! With Bonus Checking, you can help support students through the Spirit Debit Rewards program and have the added bonus of knowing you're part of something bigger and better.
Protecting Your Identity with IDProtect5
Identity thieves are more than just a nuisance – they can cost you time and money. At Texas Trust, we've declared war on ID theft – and we've made protecting your identity a forever part of your Bonus Checking account. Identity thieves are constantly trying to steal your personal data.
Here's what we can do to help:
IDProtect provides daily credit monitoring and allows you to follow your credit score. You'll have authorization to track your credit from all three credit agencies.
Total Identity Monitoring constantly searches for suspicious activity on your account. IDProtect scans the globe looking for unauthorized activity using your Social Security number and other personal data.
If the worst should happen and someone steals your ID, we'll provide a dedicated fraud specialist to help get you through the recovery process until your ID and credit are restored.
Cellular Phone Insurance6
Your cell costs enough as it is, so why pay high rates for phone insurance? With Bonus Checking, we'll cover the cost of a dropped or stolen phone and you can save an average of $10 that you're probably paying each month.7 Open your Bonus Checking account, and tell your cell provider that you're already covered.
Monthly Bonuses Just for Being Loyal
How would you like an extra $20 deposited directly into your account each month? That's $240 every year – just for using the services we offer at Texas Trust.
Here's how it works:
$2 bonus8 with a Texas Trust credit card in good standing and with at least one transaction per month. Only one? Yes, you read that right.
$6 bonuses9 with a Texas Trust consumer loan. Guess what? You can earn up to three consumer loan bonuses each month – so when you need personal cash or money for a vehicle, boat, RV, or a motorcycle, make sure you get your loan from Texas Trust!
$12 bonus10 with a Texas Trust mortgage. A house is BIG. So the bonus is too!
The monthly maximum bonus11 is $20 – so don't leave money on the table!
Earn Cash for Schools
You can help schools, and it's as simple as can be! All you have to do is use your Texas Trust Spirit Debit Card, and for every qualified purchase, we'll set aside some money for our monthly check to our partner schools.
|Monthly Service Charge||AS LOW AS
|Minimum to Open||$25|
|Minimum Age to Open||18|
|Mastercard® Rewards1 Debit Card with Chip Technology||✓|
The following features come standard with every Texas Trust checking account:
» Mobile App – Texas Trust is always as close as your cell.
» Overdraft Privilege – Because everybody has an “oops” now & then!
» eStatement Paperless Statements – Think of the trees you can save!
» Mastercard Zero Liability3 – Didn't charge that? No problem. You're covered.
» Automated Phone Banking – OK, it's not Siri, but it's cool!
» Free Notary Service4 – You sign, we witness.
» Card Controls – Lost card? Don't worry. Just freeze it.