Important Notice Regarding Checking20
The “Paperless Statement” fee discount is being replaced with an “Online Communication & Banking” discount. To qualify, simply accept the “Online Service E-Sign Disclosure and Consent” form when prompted in Online or Mobile Banking by August 31.
As of September 1, Checking20 will become Bonus Checking and the following changes will be made to the bonus structure:
- The $2 Credit Card Bonus will be earned when your Texas Trust credit card is in good standing and was used to perform a purchase transaction during the statement month.
- Up to three $6 Consumer Loan Bonuses may be earned each month. Each will be earned when the qualifying loan balance was greater than $10,000 on the last day of the month; qualifying loans include personal (signature), vehicle, boat, RV, and motorcycle loans.
- A $12 Mortgage Bonus will be earned when the mortgage balance was greater than $60,000 on the last day of the month and the mortgage is being serviced by Texas Trust.
The maximum possible monthly bonus payment will remain $20.
Checking20 is the Best Darn Checking Account You’ll Ever Have!
Built to Exceed Your Expectations.
You get the standard features you already expect:
- Online and Mobile Banking
- Mobile App
- Online and Mobile Deposit
- Online and Mobile Bill Pay
- Overdraft Privilege
- eStatement Paperless Statements
- Mastercard® Debit Card with Debit Rewards1
- Unlimited Free Use of 55,000+ ATMs
- Mastercard Zero Liability2
- Automated Phone Banking
- Free Notary Service
- Easy Online Check Reordering
Plus, you'll get more – and you won’t get this stuff with any other checking account.
We'll give you money...every month
- $2 bonus3 with an active Texas Trust credit card
- $6 bonus4 with a Texas Trust consumer loan
- $12 bonus5 with a Texas Trust mortgage
- That’s potentially $20 every month** and $240 every year – tax free
Rewards Debit Card
Your Mastercard® Debit Card automatically comes with Debit Rewards1. Earn a point for every two dollars spent and redeem for merchandise, travel, gift cards, and Mastercard® Pay with Rewards.
Rewards For Our Local Schools
We give money to participating school districts when you use a Texas Trust Spirit Debit Card. Ten cents from every swipe of a Spirit Debit Card goes to the participating school or school districts featured on the Spirit Card. And every month, a check is written for that school.
To date, over a Million Dollars has been donated to local schools!
Cellular Phone Insurance6
- Protect up to three devices
- Get reimbursed for damage or theft
- Save an average of $8.54* each month in premiums
Being a victim of ID fraud can be frightening, frustrating, and costly. It can strike anyone, at anytime. It’s time to declare war against ID thieves, and Texas Trust wants to be your ally. As part of the Best Darn Checking Account Ever, get free, lifetime7 enrollment in IDProtect for you and your entire household.
“What is IDProtect, and how does it help me?”
You’re In Control
Knowledge is power. With 24/7 access to your credit score and all three credit bureau reports, you know exactly what is being reported. If you see something that doesn’t belong, report it and IDProtect does the research for you and helps you recover.
Peace of Mind
You get Total Identity Monitoring that looks at more than just your credit report for suspicious activity. Some databases being scanned include utilities records, driver’s license bureaus, birth records, property information, and so much more. You can rest knowing that we’re scanning the globe, continually looking for unauthorized activity using your social security number and personal information.
Sometimes it happens. If you should fall victim to fraud or ID theft, you’re not on your own. IDProtect provides you with a dedicated fraud specialist who walks with you through the entire recovery process – until your credit and identity are restored.
All of This?
You get all of this with your Best Darn Checking Account Ever. Best of all, you are in control of your monthly service fee. It starts at $6 and can be as low as $0 by doing the things you already do, like using your debit card, paying bills through Bill Pay, turning off paper statements, having direct deposit, and more.