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Power Checking

Power Checking


Power to the people, or in this case, our members.

With a name like Power Checking, you’d think this account works hard. And it does! Open your Power Checking account quickly and easily online and start earning a whopping 4.18% APY1 on your deposits of $5,000 or more, up to $250,000. Your money isn't tied up, frozen, or otherwise unreachable and still works hard for you so you can yield a high return. Now, that's what we call Power!

What it takes to earn 4.18% APY

  • Have 20 non-ATM debit and/or credit card transactions post to the account during the month
  • Maintain a monthly balance of $5,000 or more, up to $250,000.

That's not all!

These powerful features come standard with your Power Checking account:


Plus, we throw in some convenient and useful extras just for Power Checking holders, such as:

  • Two free stop payments a year
  • A free 3x5x22 safe deposit box6.,7
  • Five free domestic wire transfers per month6
  • A free starter pack of 25 checks
Monthly Service Charge $0
Minimum Balance $0
Minimum to Open $5,000
Checkwriting Unlimited
Minimum Age to Open 18
Overdraft Privilege

Overdraft Protection

Free ATMs4

Put the power in your favor. Open an account online today, or stop by any Texas Trust branch to get started.

Mastercard is a registered trademark of Mastercard Incorporated. Accounts opened without a SSN will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture or Overdraft Privilege. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Account features, benefits, and specifications are subject to change without notice.

Rates and terms subject to change without notice.

1Annual Percentage Yield

2Free ATMs include those owned by Texas Trust or that are within the Allpoint™ ATM Network.

3Pursuant to Texas law.

4Mastercard® Debit Rewards program is free to all Texas Trust debit cardholders. Register on to view and redeem points. Earn a point for every two dollars spent, and redeem for merchandise, travel, gift cards, and Pay with Rewards. Click here for more details.

5As a Mastercard® cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing; you have exercised reasonable care in safeguarding your card; you have not reported two or more unauthorized events in the past 12 months. For full details and disclosures, see Mastercard Zero Liability

6Balance must be $5,000.00 or more at the time of transaction for safe deposit box rental/renewal, wire, or stop payment fees to be waived.

7A $10 Key deposit is due at time of rental. Deposit will be returned when keys are surrendered and rental is terminated. Free safe deposit box offer subject to availability. Not available at all branches.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.

Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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