Skip to Content

Power Checking

Power Checking


Power Checking is the only checking account that works as hard as you do.

You’ve worked hard to get to where you are. That’s why with the Power Checking account you get the gratifying interest rate you deserve and the unlimited access you expect. Plus, you can take advantage of premium features – such as domestic wires and a safe deposit box – at no cost2. It’s our most powerful checking account and best of all, it’s free.


Powerful Earnings

This is the checking account where you earn your highest possible rate of return. And the higher your balance, the more you earn1.

Access You Expect

You CAN have it both ways.  While you’re earning high dividends, your money is available to you any time you need it.

Premium Features

We’ve got some powerful extras2 for you! Start with two free stop payments per year for those situations when you need to cancel a check you wrote. You’ll also get a free 3x5x22" safe deposit box3 for your most prized possessions and five free domestic wires per month  for when you need to transfer funds. We’ll also provide you with a starter pack of 25 checks – you won't get these great features with any other account.



Monthly Service Charge $0
Minimum Balance $0
Minimum to Open $5,000
Checkwriting Unlimited
Minimum Age to Open 18
Mastercard® Rewards4 Debit Card with Chip Technology
Overdraft Privilege

Overdraft Protection

Free ATMs5


The following features come standard with every Texas Trust checking account:

» Online & Mobile Banking – Make a deposit. Pay a bill (see how & test drive). Keep a low carbon footprint.

» Mobile App – Texas Trust is always as close as your cell.

» Overdraft Privilege – Because everybody has an “oops” now & then!

» eStatement Paperless Statements – Think of the trees you can save!

» Mastercard Zero Liability6 – Didn't charge that?  No problem.  You're covered.

» Automated Phone Banking – OK, it's not Siri, but it's cool!

» Free Notary Service7 – You sign, we witness.

» Card Controls – Lost card? Don't worry. Just freeze it.

© 2017 Texas Trust Credit Union. Mastercard is a registered trademark of Mastercard Incorporated. Accounts opened without a SSN will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture or Overdraft Privilege. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Account features, benefits, and specifications are subject to change without notice.

1 Minimum of 20 non-ATM debit card transactions required to earn dividends.

2 Balance must be $5000 or more at the time of transaction for safe deposit box rental/renewal, wire, or stop payment fees to be waived.

3 A $10 key deposit is due at time of rental. Deposit will be returned when keys are surrendered and rental is terminated. Free safe deposit box offer: subject to availability. Not available at all branches.

4 Mastercard Debit Rewards program is free to all Texas Trust debit cardholders. Register on to view and redeem points. Earn a point for every two dollars spent and redeem for merchandise, travel, gift cards, and Pay with Rewards.

5 Free ATMs include those owned by Texas Trust or are within the AllPoint™ ATM Network

6 Zero Liability: As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: your account is in good standing; you have exercised reasonable care in safeguarding your card; you have not reported two or more unauthorized events in the past 12 months.

7 Pursuant to Texas Law.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.

Back to top