Skip to Content

Power Checking

Power Checking


Power to the people, or in this case, our members.

With a name like Power Checking, you’d think this is one account working as hard as you do. And it does! Open your Power Checking Account quickly and easily online and start receiving an everyday great rate of return that’s tiered—meaning the more money you have in your Power Checking Account, the higher the combined interest you’ll earn will be.1

That's not all!

You can take advantage of all these extraordinary features:

  • Online & Mobile Banking
  • Mobile App
  • eStatements
  • Mastercard® Rewards2 with EMV Chip Technology
  • Mastercard® Zero Liability3
  • Overdraft Privilege
  • Overdraft Protection
  • Automated Phone Banking
  • Card Controls
  • A Network of Free ATMs4
  • Free Notary Service5


Plus, we throw in some convenient and usefull extras6 just for Power Checking holders, such as:

  • Two free stop payments a year
  • A free 3x5x22 safe deposit box7
  • Five free domestic wire transfers per month
  • A free starter pack of 25 checks
Monthly Service Charge $0
Minimum Balance $0
Minimum to Open $5,000
Checkwriting Unlimited
Minimum Age to Open 18
Mastercard® Rewards4 Debit Card with Chip Technology
Overdraft Privilege

Overdraft Protection

Free ATMs5

Put the power in your favor. Open an account online today, or stop by any Texas Trust branch to get started.

© 2017 Texas Trust Credit Union. Mastercard is a registered trademark of Mastercard Incorporated. Accounts opened without a SSN will not be paid dividends and will not be eligible for loans, remote/mobile deposit capture or Overdraft Privilege. Refer to Truth in Savings disclosure for full details on dividend rates and the restrictions applied to international membership. Account features, benefits, and specifications are subject to change without notice.

1 Minimum of 20 non-ATM debit card transactions required to earn dividends.

2 Mastercard® Debit Rewards program is free to all Texas Trust debit cardholders. Register on to view and redeem points. Earn a point for every two dollars spent, and redeem for merchandise, travel, gift cards, and Pay with Rewards.

3As a Mastercard® cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing; you have exercised reasonable care in safeguarding your card; you have not reported two or more unauthorized events in the past 12 months.

4Free ATMs include those owned by Texas Trust or that are within the Allpoint™ ATM Network.

5Pursuant to Texas law.

6Balance must be $5,000.00 or more at the time of transaction for safe deposit box rental/renewal, wire, or stop payment fees to be waived.

7A $10 Key deposit is due at time of rental. Deposit will be returned when keys are surrendered and rental is terminated. Free safe deposit box offer subject to availability. Not available at all branches.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.

Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, DeSoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

Back to top