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Home Equity Loans

Home Equity Loans

Find the right Home Loan for you.

Your home is one of your most valuable assets, so put it to work for you today with a Texas Trust home equity or home remodeling loan. Use it for household improvements, self-improvements or anything you want. Imagine paying off high-rate credit cards, financing a college education or even taking the vacation of a lifetime.

Loan rates and terms have never been better. Some offer low-cost, no-lien options that avoid the fees and delays that make some bankers proud. As a non-profit, member-owned financial cooperative, we plow our profits back into low rates and high service.

  1. Assemble your financial information. See what information you need to have ready for Home Equity and Refinance Loans.
  2. Contact your Texas Trust Mortgage Services Team for more information at (972) 263-5171 or (800) 527-3600.
  3. Schedule an appointment for a quick and easy discussion to get you on your way.
  4. Turn your dreams into reality with your proceeds!
Home Equity Program Criteria
Loan purpose • Home equity - no restrictions
Maximum combined loan-to-value ratio • 80%
Eligible loan type • Closed-end, fully amortizing
Documentation requirements See our list of required documentation
Streamline financing available for certain loan amounts. Talk with your Texas Trust Mortgage Team for more information.
Property requirements • Owner-occupied primary residence. Borrowers must be on title to property.
Eligible property types • Single-family detached house
• Duplex (single unit)
• Townhouse
For investment properties, check out our Business Services options.
Loan term • Up to 30-year maximum
Minimum monthly payment • Principal and interest

*Loan programs subject to change without notice. Not all members may qualify for all programs.

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