Skip to Content

Mortgage Application Required Info

Info Required for Mortgage Application

In order to expedite the application process, the following items should be collected and ready for review at the time of application.

For Purchase Money Loans:

  • Salaried individuals need copies of pay stubs for the last 30 days and W-2’s for the previous two years. Include names, addresses and phone numbers for each employer for the past two years.
  • Self-employed and commissioned individuals need copies of the last two years’ tax returns (all pages). In addition, if incorporated, provide copies of the last two years’ corporate returns and a year-to-date profit and loss (P&L) statement.
  • Copies of the most recent two months of statements or most recent quarterly statement for checking, savings, stocks, mutual fund accounts, retirement accounts and 401K accounts.
  • Copies of lease agreements for any rental properties.
  • Addresses and phone numbers of all landlords for the last two years.
  • Copy of any Divorce Decrees and/or Bankruptcy papers, including discharges (if applicable).
  • Copy of signed sales contract and, if building, copy of plans and specs.
  • Insurance Agent’s name and phone number.

In order to expedite the application process, the following items should be collected and ready for review at the time of application.

For Home Equity Loans and Refinances:

  • Salaried individuals need copies of pay stubs for the last 30 days and W-2’s for the previous two years. Include names, addresses and phone numbers for each employer for the past two years.
  • Self-employed and commissioned individuals need copies of the last two years’ tax returns (all pages). In addition, if incorporated, provide copies of the last two years’ corporate returns and a year-to-date profit and loss (P&L) statement.
  • Copies of the most recent two months of statements or most recent quarterly statement for checking, savings, stocks, mutual fund accounts, retirement accounts and 401K accounts.
  • Copies of lease agreements for any rental properties.
  • Addresses and phone numbers of current mortgage holders.
  • Copy of any Divorce Decrees and/or Bankruptcy papers, including discharges (if applicable).
  • Copy of current homeowner’s insurance policy or declarations page.
  • State/Federal issued identification such as Driver’s License or Passport for all applicants.
Back to top