Skip to Content

Mastercard® Credit Cards

Mastercard® Credit Cards

Platinum Mastercard®

The only credit card you’ll ever need to carry. Enjoy a low 0.00% introductory rate on purchases during the first six months from account opening, depending on credit rating and history. After the first six months, the standard APR* is 8.90% to 17.90% based on your credit. You can also benefit from:

  • Low Rates
  • No Annual Fee

Platinum Rewards Mastercard®

Another great choice with a standard APR between 9.90% and 17.90% based on credit. This card comes with rewards you can redeem for travel, gift cards, merchandise, and more.

  • Low Rates
  • One Point for Every Dollar Spent
  • No Annual Fee

Secured Mastercard®

  • 11.90% APR*
  • $30 Annual Fee
  • No Balance Transfer Fee
  • Mastercard® Zero Liability***

Visit the Texas Trust Advice Site for helpful information about general credit, credit cards, and more.

Card Activation VRU: 800.411.6390
Card Activation web site: www.activatemycards.com

After Hours Lost/Stolen: 800.682.6075
Lost/Stolen website: www.reportmycards.com

Decline Line: 888.526.0404 or Collect 206.352.4954

Pin by Phone (customer select PIN): 877.746.6746

Features Platinum Mastercard® Platinum Rewards Mastercard® Secured Mastercard®
Intro APR* on Purchases 0% N/A N/A
APR* 8.90% - 17.90% 9.90% - 17.90% 11.90%
Annual Fee $0 $0 $30
Rewards** N/A 1 point per $1 spent** N/A
Balance Transfer Fee $0 $0 $0
Balance Transfer/Cash Advance Intro APR* 4.90%, 7.90%, 9.90% N/A N/A
Cash Back 0.25%, 0.50%, 0.75%, 1.00% N/A N/A
Zero Liability Mastercard Zero Liability*** Mastercard Zero Liability*** Mastercard Zero Liability***
Late Fee $25 $25 $25
Due Date 25 days after close of billing cycle 25 days after close of billing cycle 25 days after close of billing cycle
Features UTA Platinum Rewards Mastercard® UTA Blaze Rewards Mastercard®
Intro APR* on Purchases N/A N/A
APR* 9.90% - 17.90% 8.90% - 17.90%
Annual Fee $0 $50
Rewards** 1 point per $1 spent** N/A
Balance Transfer Fee $0 $0
Balance Transfer/Cash Advance Intro APR* N/A N/A
Cash Back N/A N/A
Zero Liability Mastercard Zero Liability*** Mastercard Zero Liability***
Late Fee $25 $25
Due Date 25 days after close of billing cycle 25 days after close of billing cycle

* APR = Annual Percentage Rate

** Earn 1 point for every $1 spent on eligible net purchases

*** Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months.

Back to top