Use a Lifestyle Loan for:
- Medical expenses that exceed health insurance coverage
- Elective or cosmetic surgery
- Vision care (LASIK)
- Electrolysis or hair restoration
- Cosmetic dentistry or orthodontics
- Fertility treatments
- Adoption services
- Veterinary care
Why a Lifestyle Loan instead of using your credit card?
The loan type is up to you. It could be a home equity loan or an unsecured personal loan. The type is flexible depending upon your personal situation and credit qualifications.
Regardless of which loan type works for you, chances are it’s a better option than a credit card. Big credit card companies often encourage borrowers to make small monthly payments, which keep balances high and interest charges rising. In some cases making the minimum payments of 2% to 3% of the credit card balance could take 7-10 years (or more) to pay off the credit card balance.
Many consumers find it difficult to ever get out of credit card debt. Texas Trust Lifestyle loans are a better choice for many people. They encourage wise use of credit and are designed to pay off in 5 years or less.