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Latest Rates


Spirit Cards

Texas Trust Advice Site

Are you curious how much money you’ll save with a Texas Trust auto or home loan? Worried about saving for college? Visit our Advice site for access to interactive calculators, polls, quizzes, and articles to help build your brighter financial future.

Open Your Account

Open Your Account

Open Your Account Online

Get all the features and benefits of a Texas Trust account without stepping into a branch. By opening your account online, get access to the online and mobile features you want.

Business Loans + Credit Cards

An array of business loans are offered to meet your company's borrowing needs at extremely competitive rates. Whether it's short-term capital, long-term equipment, or Real Estate financing, Texas Trust is poised to be your financial partner. 

Take the first step towards your business loan by telling us more of your needs:

Business Loan Inquiry



Real Estate Loans

  • Permanent financing for existing Real Estate transactions
  • Affordable and competitive financing options are available

Construction Financing

  • Designed for New Office, Retail and Manufacturing facilities
  • Affordable and competitive financing options are available

Term Loans

  • Designed for fixed asset financing
  • Available for refinance of current debt structures
  • Convenient and flexible repayment options

Lines of Credit

  • Designed for short term capital needs
  • Convenient and flexible repayment terms

Letters of Credit

  • Designed to help facilitate the payment of goods
  • Standby Letters of Credit available as well

We offer SBA Guaranteed Small Business Loans.
Call us at 972.263.5171 for more information.


Business MasterCard®

Card Features
Business MasterCard
Intro APR*
Annual Fee
Balance Transfer Fee
Balance Transfer/
Cash Advance Intro Rate
Cash Back
0.25%, 0.50%, 0.75%, 1.00%, 2.00%
Zero Liability
MasterCard Zero Liability**
Late Fee
Due Date
25 days after close of billing cycle
* APR = Annual Percentage Rate ** Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a MasterCard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued MasterCard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months.

We provide business credit cards that follow wherever your business leads. We co-brand our cards with MasterCard™, so they are perfect for your everyday purchases. We offer a fixed rate of 9.90%, no annual fee and cash back rebates.

Card Activation VRU 800.411.6390
Card Activation website activatemycards.com
Lost/Stolen 800.682.6075
Lost/Stolen website reportmycards.com
Texas Trust Home

Federally Insured by NCUA. Routing #311979875
© Content copyright 2013, Texas Trust Credit Union.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Pursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling 972.263.5171. All member service issues please call 972.263.5171. USA Patriot Act Requires IDENTITY VERIFICATION for all new accounts. Some links in this site may direct you outside of the Texas Trust Credit Union website. Texas Trust is not responsible for the content displayed on these other websites.