Bonus Checking is the only checking account with built-in benefits to keep you financially savvy.
We're all about giving back at Texas Trust Credit Union. That's why for our most loyal members, Bonus Checking is loaded with generous features like identity theft protection service, credit monitoring, cell phone protection, and overdraft forgiveness.
Open your bonus checking account today
Gain 4 no-fee Overdraft Privileges per year!
Protecting Your Identity with IDProtect2
Identity thieves are more than just a nuisance – they can cost you time and money. At Texas Trust, we've declared war on ID theft – and we've made protecting your identity a forever part of your Bonus Checking account.
Here's what we can do to help:
IDProtect provides daily credit monitoring and allows you to follow your credit score. You'll have authorization to track your credit from all three credit agencies.
Total Identity Monitoring constantly searches for suspicious activity on your account. IDProtect scans the globe looking for unauthorized activity.
If the worst should happen and someone steals your ID, we'll provide a dedicated fraud specialist to help get you through the recovery process until your ID and credit are restored.
Credit Monitoring grants you access to credit reports and credit scores. Daily credit file monitoring and automated alerts of key changes to your credit reports.
Cellular Phone Protection2
Covers up to four phones listed on the cellular telephone bill
Covers damage or theft
Up to two claims and maximum of $1,000 per twelve month period
Up to $800 per claim
To file your claim make sure to call the Benefits Administrator at (866) 210-0361 within sixty (60) days of the damage or theft. Remember: in order to receive the cellular phone insurance, you must pay your cellular phone bill with your Bonus Checking account, or other Texas Trust account.
Access to board-certified licensed and credentialed doctors for urgent care needs with a zero copay.
*Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
That's not all!
These powerful features come standard with your Bonus Checking account:
- Online & Mobile Banking
- Mobile App
- Overdraft Privilege
- Overdraft Protection
- Bank by Phone - Automated Phone Banking
- Card Controls
- A Network of Free ATMs3
- Debit Mastercard® Benefits
- Airport Concierge
- Extended Warranty
- ID Theft Protection
- Debit Rewards4
- Satisfaction Guarantee
- Global Service
- Zero Liability5
|Monthly Service Charge||As low as $0* Otherwise $10|
|Minimum to Open||$25|
|Minimum Age to Open||18|
The following features come standard with every Texas Trust checking account:
» Online & Mobile Banking – Make a deposit. Pay a bill. Keep a low carbon footprint.
» Mobile App – Texas Trust is always as close as your cell.
» Overdraft Privilege – Because everybody has an “oops” now & then!
» eStatement Paperless Statements – Think of the trees you can save!
» Automated Phone Banking – OK, it's not Siri, but it's cool!
» Card Controls – Lost card? Don't worry. Just freeze it.
ALREADY A BONUS CHECKING MEMBER?
Get access to all of your benefits by logging in or registering through our Bonus Checking Portal!