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Handy Tools

Handy Tools

Keep track of your account wherever you are.

Set up these tools to keep you in the know.

Paycheck deposits. Bill payments. Money transactions. Your accounts see a lot of activity, and you may find yourself checking on them multiple times a day just to keep up with it all. But with our handy tools, you can stay informed 24/7 without having to sign in.


    eAlerts Text Banking Text Alerts

Setting up eAlerts in Online Banking allows you a wide range of on-the-go control over your accounts. You can choose to receive your eAlert notifications by email or smartphone, and you can even create your own eAlerts to truly customize your experience.

Here are just a few eAlerts you can set up:

  • Notifications if your account balance falls below a specified amount.
  • Alerts that will notify you when a deposit is made.
  • Loan payment alerts to help keep track of due dates.
  • Fraud prevention and account change alerts.
  • And many more!

eAlerts are available right now in your Online Banking account, so review the full glossary of preset eAlerts and start setting them up today.

Low Balance eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. A minimum balance amount will be entered at the time of set up. You will be notified when a transaction causes the selected share balance to fall below that amount.

There are three options to choose from:

  • Subtype 1 - Notify me only the first time.
  • Subtype 2 - Notify me for each withdrawal.
  • Subtype 3 - Notify me for any transaction.
Daily Balance eAlert

This eAlert works at the share level and can be set to monitor one individual share, all draft/checking shares, all savings shares, or all shares on the account. You will be notified of the appropriate balance(s) once daily at a time you specify.

NSF eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified each time an NSF fee is assessed to the selected share(s).

Courtesy Pay (CP) eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified each time a Courtesy Pay fee is assessed on the selected share(s).

Overdraw Transfer (ODT) eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified each time an Overdraw Transfer occurs on the selected share(s).

Insufficient Funds eAlert (combines NSF, CP, br ODT)

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. This mimics a situation in which each of the NSF, Courtesy Pay, and Overdraw Transfer eAlerts have been created on the account. When this type is chosen, all three will be checked for and sent individually according to their descriptions above so instead of individually setting up each of the NSF, Courtesy Pay, and Overdraw Transfer eAlerts you can set up one Insufficient Funds eAlert.

Overdraft Tolerance Changed eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified of any change in the Overdraft Tolerance value on the selected share(s).

Overdraft Tolerance Added eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified if the Overdraft Tolerance is changed from $0.00 to any value greater than $0.00 on the selected share(s).

Overdraft Tolerance Revoked eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified if the Overdraft Tolerance is changed from any value greater than $0.00 to $0.00 on the selected share(s).

Direct Deposit Received eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified of each Direct Deposit made to the selected share(s).

Automatic Withdrawal eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified whenever an Automatic Withdrawal posts to the selected share(s).

Large Withdrawal eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. A minimum withdrawal amount will be entered at the time of set up. You will be notified each time any withdrawal which equals or exceeds that amount is completed on the share(s).

Draft Withdrawal eAlert

This eAlert works at the share level and can be set to monitor either one individual draft share, or all draft shares on the account. You will be notified each time a draft withdrawal is completed on the share(s).

Specific Check # Cleared eAlert

This eAlert works at the share level and must be set to monitor one individual draft share. A check number must be entered at the time of set up and you will then be notified when it clears. This is a one time only eAlert and will be deleted from the active list once it is sent.

Dividend Rate Change eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified whenever the dividend rate is changed on the selected share(s)

Maturing Certificate eAlert

This eAlert works at the share level and must be set to monitor one individual Certificate share. You will select how many days in advance you want to be alerted to a Certificate maturing and will receive notification accordingly.

Interest Rate Change eAlert

This eAlert works at the loan level and can be set to monitor either one individual loan, or all loans on the account. You will be notified whenever the interest rate is changed on the selected loan(s).

Loan Payment Due eAlert

This eAlert works at the loan level and must be set to monitor one individual loan. You will select how many days in advance you want to be alerted to a loan payment being due and will receive notification accordingly.

Loan Payment Made eAlert

This eAlert works at the loan level and can be set to monitor either one individual loan, or all loans on the account. You will receive an eAlert each time a payment is made on the loan(s).

Loan Payment Change eAlert

This eAlert works at the loan level and can be set to monitor either one individual loan, or all loans on the account. You will receive an eAlert whenever the payment amount on the loan is changed.

Loan Past Due eAlert

This eAlert works at the loan level and must be set to monitor one individual loan. You will receive an eAlert if your loan's due date passes without a payment being made. You may receive this eAlert again if a payment is not made in a timely manner.

Mortgage Payment Due eAlert

This eAlert works at the account level. You will select how many days in advance you want to be alerted to a mortgage payment being due and will receive notification accordingly. Note that if your mortgage is treated as a Loan you can use the Loan Payment Due eAlert instead.

Large Debit Card or ATM Transaction eAlert

This eAlert works at the share level and must be set to monitor either one individual share, or all shares on the account. A minimum purchase amount will be entered at the time of set up. You will be notified each time a transaction is completed (Credit/Debit Card, POS, or ATM) using that card which equals or exceeds that amount.

Large Credit Card Purchase eAlert

This eAlert works at the card level and can be set to monitor either one individual Credit Card, or all Credit Cards on the account. A minimum purchase amount will be entered at the time of set up. You will be notified each time the credit card is used to make a purchase which equals or exceeds that amount.

Low Available Credit (Credit Card) eAlert

This eAlert works at the card level and can be set to monitor either one individual Credit Card, or all Credit Cards on the account. A minimum available credit amount will be entered at the time of set up. You will be notified when a transaction causes the available credit to fall below that amount.
There are three options to choose from:

  • Subtype 1 - Notify me only the first time.
  • Subtype 2 - Notify me for each advance.
  • Subtype 3 - Notify me for any transaction.
Line of Credit Advance eAlert

This eAlert works at the loan level and can be set to monitor either one individual Line of Credit loan, or all Line of Credit loans on the account. You will receive an eAlert each time an advance is taken against the loan(s).

Low Available Line of Credit (Loan) eAlert

This eAlert works at the loan level and can be set to monitor either one individual Line of Credit loan, or all Line of Credit loans on the account. A minimum available credit amount will be entered at the time of set up. You will be notified when a transaction causes the available credit to fall below that amount.
There are three options to choose from:

  • Subtype 1 - Notify me only the first time.
  • Subtype 2 - Notify me for each advance.
  • Subtype 3 - Notify me for any transaction.
Online Banking Access eAlert

This eAlert works on the account level. You will be notified any time your account is accessed via Online Banking.

Online Banking Share Transaction eAlert

This eAlert works at the share level and can be set to monitor either one individual share, or all shares on the account. You will be notified of transactions conducted via Online Banking.

There are three options to choose from:

  • Subtype 1 - Notify me for any deposit via Online Banking.
  • Subtype 2 - Notify me for any withdrawal via Online Banking.
  • Subtype 3 - Notify me for any transaction via Online Banking.
Mailing Address Change eAlert

This eAlert works at the account level. You will be notified any time a change is made to the Street, City, State, Zip Code, or Extra Address fields on your account.

E-mail Address Change eAlert

This eAlert works at the account level. You will be notified any time a change is made to either the E-mail Address or Alternate E-mail Address fields on your account.

Regulation D Transaction eAlert

This eAlert works at the account level and monitors each share independently. Regulation D is a government regulation which, among other things, differentiates between transaction shares and non-transaction shares. Regulation D places monthly limitations on non-transaction shares, such as savings and money market shares. Transaction shares, such as checking or draft shares, are not subject to Regulation D limitations. This eAlert will be sent each time a transaction that qualifies under Regulation D is performed on a non-transaction share. If you choose the "Specific" detail level the eAlert will also inform you of how many such transactions have been performed thus far during the current month. Contact the Credit Union for more details and limitations on Regulation D transactions.

Examples of requests and responses:



Fetch all balances request:
To: 86020
Message: "B"
Response:
BAL:
S01: $6,371.04
S05: $3,160.48
S20: $4,939.52
L01: $5,002.99
L30: $129,994.05

Fetch recent transactions request:
To: 86020
Message: "H"
Response:
History:
04/20 S01 $9.95 Deposit KIOS
04/19 S05 ($20.76) Withdrawal
04/19 S20 $2.91 Deposit INTE
03/15 S20 $100.00 Deposit KI
03/02 L01 $5.00 Deposit KIOS

Fetch recent transactions for share S01 request:
To: 86020
Message: "H S01"
Response:
S01 history:
04/19 ($20.76) Withdrawal
02/20 $5.76 Deposit INTE
01/19 $5.91 Deposit INTE
01/25 $9.99 Deposit KIOS
01/24 $2.07 Deposit KIOS

Transfer from share S30 to share S01 request:
To: 86020
Message: "X S30 S01 500.00"
Response:
Transfer of $500.00 from S30 to S01 completed.
New balances:
S30: $2000.00
S01: $500.00

  1. 1. Daily Summary -
    This alert is sent once a day, every day, and includes the balance for the account and any transactions that have been made on your account since the previous day’s alert.

  2. 2. Balance Below -
    This alert is sent if your balance falls below an amount you have entered into the alert setup screen. For example, if you set $100 to be the alert value, when your balance drops below $100 you will receive an alert.

  3. 3. Balance Changed -
    This alert is sent if your balance changes either up or down from one day to the next. If your balance does not change, no alert is sent.


Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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