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Platinum Credit Cards

Platinum Credit Cards

Get $250 with a new card!1

Open a new Texas Trust Platinum or Platinum Rewards credit card and get a $250 SIGN-UP BONUS after you spend $1,000 in the first 90 days of account opening. 



Enjoy 6 months of 0.00% APR*.

*After 6 months a standard APR between 8.90% and 17.90% will apply.




    Platinum Mastercard®

    The only credit card you’ll ever need to carry. Enjoy a low 0.00% introductory rate on purchases during the first six months from account opening, depending on credit rating and history. After the first six months, the standard APR* is 8.90% to 17.90% based on your credit. You can also benefit from:

    • Low Rates
    • No Annual Fee

    Platinum Rewards Mastercard®

    Another great choice with a standard APR between 12.90% and 17.90% based on credit. This card comes with rewards you can redeem for travel, gift cards, merchandise, and more.

    • Low Rates
    • One Point for Every Dollar Spent
    • No Annual Fee

    Secured Mastercard®

    • 11.90% APR*
    • $30 Annual Fee
    • No Balance Transfer Fee
    • Mastercard® Zero Liability***

    Credit Mastercard® Benefits

    • Airport Concierge
    • Global Service
    • ID Theft Protection
    • Mastercard® Zero Liability***

    For full details and disclosures, see our Credit Mastercard Benefits

    Visit the Texas Trust Advice Site for helpful information about general credit, credit cards, and more.

    Log Into Platinum myRewards Register Your Platinum myRewards Account Apply for Credit Card

    Credit Card Application Disclosure
    Consumer Credit Card Agreement

    Credit Card Application Disclosure
    Consumer Credit Card Agreement

    Texas Trust offers EMV chip credit cards. Chip technology offers more security against fraud than the traditional magnetic strip. By using a small EMV chip to store member data on the face of the card, chip technology makes it much harder for fraudsters to get sensitive information. Learn more about EMV Chip Cards here.


    Card Activation VRU: (800) 631-3197

    After Hours Lost/Stolen: (888) 297-3416

    Decline Line: (800) 547-1176

    Pin by Phone (customer select PIN): (888) 891-2435

    Features Platinum Mastercard® Platinum Rewards Mastercard® Secured Mastercard®
    Intro APR* on Purchases 0% N/A N/A
    APR* 8.90% - 17.90% 12.90% - 17.90% 11.90%
    Annual Fee $0 $0 $30
    Rewards** N/A 1 point per $1 spent** N/A
    Balance Transfer Fee $0 $0 $0
    Balance Transfer/Cash Advance Intro APR* 4.90%, 7.90%, 9.90% N/A N/A
    Zero Liability Mastercard Zero Liability*** Mastercard Zero Liability*** Mastercard Zero Liability***
    Late Fee $25 $25 $25
    Due Date 25 days after close of billing cycle 25 days after close of billing cycle 25 days after close of billing cycle

    1: This offer is available for new Texas Trust Platinum and Platinum Rewards credit cards only. Members with existing Texas Trust credit cards do not qualify for this offer. To receive this offer, you must be or become a member of Texas Trust Credit Union. To receive $250: $1,000 in transactions must be posted to your account within 90 days of opening your new Texas Trust Platinum Mastercard.® Cash advances, balance transfers, and ATM transactions do NOT qualify as eligible purchases. Once offer requirements have been fulfilled, $250 will be deposited into your share savings account within 30 days. Business accounts, international accounts, non-profit accounts and minors are not eligible for this offer. Offer valid in the U.S. only. Rates and approval are based on creditworthiness. Account rates and terms are subject to change without notice. Offer expires December 31, 2023.

    * APR = Annual Percentage Rate

    ** Earn 1 point for every $1 spent on eligible net purchases

    *** Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months. For full details and disclosures, see Mastercard Zero Liability

    Foreign Transaction Fees: 2.00% of each transaction in U.S. dollars completed outside the U.S. 2.00% of each transaction in U.S. dollars completed in a foreign currency

    Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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