Platinum Credit Cards
Platinum Mastercard®
The only credit card you’ll ever need to carry. Enjoy a low 0.00% introductory rate on purchases during the first six months from account opening, depending on credit rating and history. After the first six months, the standard APR* is 8.90% to 17.90% based on your credit. You can also benefit from:
- Low Rates
- No Annual Fee
Platinum Rewards Mastercard®
Another great choice with a standard APR between 12.90% and 17.90% based on credit. This card comes with rewards you can redeem for travel, gift cards, merchandise, and more.
- Low Rates
- One Point for Every Dollar Spent
- No Annual Fee
Secured Mastercard®
- 11.90% APR*
- $30 Annual Fee
- No Balance Transfer Fee
- Mastercard® Zero Liability***
Credit Mastercard® Benefits
- Airport Concierge
- Global Service
- ID Theft Protection
- Mastercard® Zero Liability***
For full details and disclosures, see our Credit Mastercard Benefits
Visit the Texas Trust Advice Site for helpful information about general credit, credit cards, and more.
Log Into Platinum myRewards
Register Your Platinum myRewards Account
Apply for Credit Card
Credit Card Application Disclosure
Consumer Credit Card Agreement
Credit Card Application Disclosure
Consumer Credit Card Agreement
Texas Trust offers EMV chip credit cards. Chip technology offers more security against fraud than the traditional magnetic strip. By using a small EMV chip to store member data on the face of the card, chip technology makes it much harder for fraudsters to get sensitive information. Learn more about EMV Chip Cards here.
Card Activation VRU: (800) 631-3197
After Hours Lost/Stolen: (888) 297-3416
Decline Line: (800) 547-1176
Pin by Phone (customer select PIN): (888) 891-2435
Features | Platinum Mastercard® | Platinum Rewards Mastercard® | Secured Mastercard® |
---|---|---|---|
Intro APR* on Purchases | 0% | N/A | N/A |
APR* | 8.90% - 17.90% | 12.90% - 17.90% | 11.90% |
Annual Fee | $0 | $0 | $30 |
Rewards** | N/A | 1 point per $1 spent** | N/A |
Balance Transfer Fee | $0 | $0 | $0 |
Balance Transfer/Cash Advance Intro APR* | 4.90%, 7.90%, 9.90% | N/A | N/A |
Zero Liability | Mastercard™ Zero Liability*** | Mastercard™ Zero Liability*** | Mastercard™ Zero Liability*** |
Late Fee | $25 | $25 | $25 |
Due Date | 25 days after close of billing cycle | 25 days after close of billing cycle | 25 days after close of billing cycle |