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Texas Trust Advice Site

Are you curious how much money you’ll save with a Texas Trust auto or home loan? Worried about saving for college? Visit our Advice site for access to interactive calculators, polls, quizzes, and articles to help build your brighter financial future.

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Open Your Account

Open Your Account Online

Get all the features and benefits of a Texas Trust account without stepping into a branch. By opening your account online, get access to the online and mobile features you want.


Description Service Fee
Account Audits (If Not a TXTCU Error) $20.00
Account Research $20.00/hour
Bad Address $5.00
Cashier's Check Photocopy $2.00
Cashier's Checks $3.00
Check by Phone $10.00
Check Photocopy $3.00
Debit Card Replacement $5.00
Domestic Wire Transfer
(2:00 pm Cutoff Daily)
Foreign ATM Usage $2.00
Incoming Collection Item $5.00
International Wire Transfer -
Sent in Foreign Funds
International Wire Transfer -
Sent in US Funds
Money Orders $1.00
Mortgage Fax Fee $10.00
Mortgage Pay-off Request Fee $50.00
Mortgage Payment Schedule Change $150.00
Mortgage Photocopy of Disbursement Check $2.00
Mortgage Subordination Agreement $150.00
Notary Service FREE
NSF Deposit - 1 Party $30.00
NSF Deposit - 2 Party $10.00
NSF or Returned Item Fee $30.00
One Signature Checks-American Express / Travelers Checks $1 per $100
Two Signature Checks-American Express / Travelers Checks $2 per $100
Outgoing Collection Item - Foreign Actual Cost
Overdraft Privilege Fee $30.00
Overdraft Privilege Fee -
Student Checking
$10$20 > $10 trans.
Overdraft Transfer
(From Line of credit)
Overdraft Transfer (Share-to-share) $5.00
Paper Statement Fee $3.00
Skip-A-Pay/Extension $25.00
Statement Photocopy $3.00
Stop Payment $25.00
Wire Research Fee $25.00
Description Service Fee
Charitable Donation $1.99
Gift Check $2.99
Rush: 2nd Day Delivery $9.95
Rush: Electronic $4.95
Rush: Overnight Delivery $14.95
Early closure fee - closing account within 12 months $10.00
Widthdrawal form Regular Shares, after first 3 per month
(excludes IRA shares and internal transfers) 

Checking20 $6.00*
 Student Checking  $5.00*
Definitely Debit Account, direct deposit required $9.00
 Overdraft Privilege  $30.00
 Overdraft Privilege, student minded  Tiered**
 Early closure, closing within 12 months  $25.00
 *-Monthly Service Charge can be reduced or eliminated each month for when certain qualifications are met. Click here for details.
 **$10 fee for each transaction equal to or less than $10 and $20 for transactions greater than $10.
Photocopy of disbursement check $2.00
Skip-a-Pay/Extension $25.00

Fees are effective as of April 1, 2015. Renewals after this date are subject to new fees.
3" x 5" x 22" $25.00
5" x 5" x 22" $30.00
3" x 10" x 22" $35.00
5" x 10" x 22" $55.00
7" x 10" x 22" $75.00
10" x 10" x 22" $95.00
Drilling Fee Up to $325
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Federally Insured by NCUA. Routing #311979875
© Content copyright 2013, Texas Trust Credit Union.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Pursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling 972.263.5171. All member service issues please call 972.263.5171. USA Patriot Act Requires IDENTITY VERIFICATION for all new accounts. Some links in this site may direct you outside of the Texas Trust Credit Union website. Texas Trust is not responsible for the content displayed on these other websites.