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Fees

Fees

Fee Schedule

Effective 6/1/2017

Description Service Fee
Account Audits (If Not a TXTCU Error) $20.00
Account Research $20.00/hour
Bad Address $5.00
Cashier's Check Photocopy $2.00
Cashier's Checks $3.00
Check by Phone $10.00
Check Photocopy $3.00
Debit Card Replacement $5.00
Domestic Wire Transfer
(2:00 pm Cutoff Daily)
$15.00
Foreign ATM Usage $2.00
Incoming Collection Item $5.00
International Wire Transfer -
Sent in Foreign Funds
$25.00
International Wire Transfer -
Sent in US Funds
$35.00
Money Orders $1.00
Mortgage Fax Fee $10.00
Mortgage Pay-off Request Fee $50.00
Mortgage Payment Schedule Change $150.00
Mortgage Photocopy of Disbursement Check $2.00
Mortgage Subordination Agreement $150.00
Notary Service FREE
NSF Deposit - 1 Party $30.00
NSF Deposit - 2 Party $10.00
NSF or Returned Item Fee $30.00
One Signature Checks-American Express / Travelers Checks $1 per $100
Two Signature Checks-American Express / Travelers Checks $2 per $100
Online Communication & Banking Fee $3.00
Outgoing Collection Item - Foreign Actual Cost
Overdraft Privilege Fee $30.00
Overdraft Privilege Fee -
Student Checking
$10$20 > $10 trans.
Overdraft Transfer
(From Line of credit)
$5.00
Overdraft Transfer (Share-to-share) $5.00
Skip-A-Pay/Extension $25.00
Statement Photocopy $3.00
Stop Payment $25.00
Wire Research Fee $25.00

Bill Pay Fee Schedule

Effective 4/1/2015

Description Service Fee
Charitable Donation $1.99
Gift Check $2.99
Rush: 2nd Day Delivery $9.95
Rush: Electronic $4.95
Rush: Overnight Delivery $14.95

Savings Account Fees

Description Service Fee
Early closure fee - closing account within 12 months $10.00
Withdrawal from Regular Shares, after first 3 per month
(excludes IRA shares and internal transfers)
$1.00

Checking Account Fees

Description Service Fee
Bonus Checking $6.00*
Overdraft Privilege $30.00
Overdraft Privilege, student minded Tiered**
Early closure, closing within 12 months $25.00
  • * Monthly Service Charge can be reduced or eliminated each month when certain qualifications are met. Click here for details.
  • ** $10 fee for each transaction equal to or less than $10 and $20 for transactions greater than $10.

Loan Fees

Photocopy of disbursement check $2.00
Skip-a-Pay/Extension $25.00

Safety Deposit Box Fees

Effective 5/31/2017. Renewals after this date are subject to new fees.

Size Annual Fee
3" x 5" x 22" $25.00
5" x 5" x 22" $30.00
3" x 10" x 22" $35.00
5" x 10" x 22" $55.00
7" x 10" x 22" $75.00
10" x 10" x 22" $95.00
Drilling Fee $350

Business Schedule of Fees

Effective 9/15/2017

Description Service Fee
Checking Account closure - Early (Before 12 months) $25.00
Share Account closure - Early (Before 12 months) $10.00
Account Research/Account Balancing Assistance $20.00/hour and $1 per Item Copy
ATM Surcharge Varies by owner of ATM
ATM Cash Withdrawal (Non-TXTCU ATM) $2.00
Bad Address $5.00
Bill Payer Return Item $30.00
Business Debit Card No charge
Business Debit Card Replacement $5.00
Check By Phone $10.00
Check Printing See current pricing
Collections-Incoming Customer $5.00
Collections-Outgoing Item (Foreign) Actual cost
Cashier's Checks $3.00
Deposit Lock Bank Bags $25.00
Deposit Plastic Bags At cost
Deposit Corrections $5.00
Garnishments/Levies $50.00 each
Merchant Services Set Up Pricing upon request
Money Orders $1.00
Night Drop No charge
Notary Services No charge
Online Banking Access & Bill Pay No charge
Overdraft/NSF Paid or Returned $30.00 each debit or check paid
Overdraft Transfer (Line of Credit; All Relationship Levels) $7.00
Overdraft Transfer (Share to Share; All Relationship Levels) $5.00
Overdraft Transfer Business Credit Card - Foundation $25.00
Overdraft Transfer Business Credit Card - Professional $25.00
Overdraft Transfer Business Credit Card - Executive No charge
Safe Deposit Box - 3x5x22 $25.00/annually
Safe Deposit Box - 5x5x22 $30.00/annually
Safe Deposit Box - 3x10x22 $35.00/annually
Safe Deposit Box - 5x10x22 $55.00/annually
Safe Deposit Box - 10x10x22 $95.00/annually
Safe Deposit Box Drilling $350.00
Signature Guarantee No charge
Stop Payments $25.00
Statement Copy 1 free per month; $2.00 thereafter
Statement Printout $2.00
Telephone Transfers via Call Center No charge
Teller Assisted Transactions No charge
Verification/Reference Letters $5.00
VIPS (Telephone Banking) No charge
Wire - Domestic Incoming No charge
Wire - Domestic Outgoing $15.00
Wire - International Incoming No charge
Wire - International Outgoing $25.00/Foreign; $35.00/USA
Wire - Domestic Trace $25.00
Wire - International Trace $50.00
Zippered Bank Deposit Bags $5.00


Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, DeSoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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