Skip to Content

Fees

Fees

Fee Schedule

Effective 4/1/2015

Description Service Fee
Account Audits (If Not a TXTCU Error) $20.00
Account Research $20.00/hour
Bad Address $5.00
Cashier's Check Photocopy $2.00
Cashier's Checks $3.00
Check by Phone $10.00
Check Photocopy $3.00
Debit Card Replacement $5.00
Domestic Wire Transfer
(2:00 pm Cutoff Daily)
$15.00
Foreign ATM Usage $2.00
Incoming Collection Item $5.00
International Wire Transfer -
Sent in Foreign Funds
$25.00
International Wire Transfer -
Sent in US Funds
$35.00
Money Orders $1.00
Mortgage Fax Fee $10.00
Mortgage Pay-off Request Fee $50.00
Mortgage Payment Schedule Change $150.00
Mortgage Photocopy of Disbursement Check $2.00
Mortgage Subordination Agreement $150.00
Notary Service FREE
NSF Deposit - 1 Party $30.00
NSF Deposit - 2 Party $10.00
NSF or Returned Item Fee $30.00
One Signature Checks-American Express / Travelers Checks $1 per $100
Two Signature Checks-American Express / Travelers Checks $2 per $100
Online Communication & Banking Fee $3.00
Outgoing Collection Item - Foreign Actual Cost
Overdraft Privilege Fee $30.00
Overdraft Privilege Fee -
Student Checking
$10$20 > $10 trans.
Overdraft Transfer
(From Line of credit)
$7.00
Overdraft Transfer (Share-to-share) $5.00
Skip-A-Pay/Extension $25.00
Statement Photocopy $3.00
Stop Payment $25.00
Wire Research Fee $25.00

Bill Pay Fee Schedule

Effective 4/1/2015

Description Service Fee
Charitable Donation $1.99
Gift Check $2.99
Rush: 2nd Day Delivery $9.95
Rush: Electronic $4.95
Rush: Overnight Delivery $14.95

Savings Account Fees

Description Service Fee
Early closure fee - closing account within 12 months $10.00
Withdrawal from Regular Shares, after first 3 per month
(excludes IRA shares and internal transfers)
$1.00

Checking Account Fees

Description Service Fee
Bonus Checking $6.00*
Overdraft Privilege $30.00
Overdraft Privilege, student minded Tiered**
Early closure, closing within 12 months $25.00
  • * Monthly Service Charge can be reduced or eliminated each month when certain qualifications are met. Click here for details.
  • ** $10 fee for each transaction equal to or less than $10 and $20 for transactions greater than $10.

Loan Fees

Photocopy of disbursement check $2.00
Skip-a-Pay/Extension $25.00

Safety Deposit Box Fees

Effective 5/31/2017. Renewals after this date are subject to new fees.

Size Annual Fee
3" x 5" x 22" $25.00
5" x 5" x 22" $30.00
3" x 10" x 22" $35.00
5" x 10" x 22" $55.00
7" x 10" x 22" $75.00
10" x 10" x 22" $95.00
Drilling Fee $350

Business Schedule of Fees

Effective 9/15/2017

Description Service Fee
Checking Account closure - Early (Before 12 months) $25.00
Share Account closure - Early (Before 12 months) $10.00
Account Research/Account Balancing Assistance $20.00/hour and $1 per Item Copy
ATM Surcharge Varies by owner of ATM
ATM Cash Withdrawal (Non-TXTCU ATM) $2.00
Bad Address $5.00
Bill Payer Return Item $30.00
Business Debit Card No charge
Business Debit Card Replacement $5.00
Check By Phone $10.00
Check Printing See current pricing
Collections-Incoming Customer $5.00
Collections-Outgoing Item (Foreign) Actual cost
Cashier's Checks $3.00
Deposit Lock Bank Bags $25.00
Deposit Plastic Bags At cost
Deposit Corrections $5.00
Garnishments/Levies $50.00 each
Merchant Services Set Up Pricing upon request
Money Orders $1.00
Night Drop No charge
Notary Services No charge
Online Banking Access & Bill Pay No charge
Overdraft/NSF Paid or Returned $30.00 each debit or check paid
Overdraft Transfer (Line of Credit; All Relationship Levels) $7.00
Overdraft Transfer (Share to Share; All Relationship Levels) $5.00
Overdraft Transfer Business Credit Card - Foundation $25.00
Overdraft Transfer Business Credit Card - Professional $25.00
Overdraft Transfer Business Credit Card - Executive No charge
Safe Deposit Box - 3x5x22 $25.00/annually
Safe Deposit Box - 5x5x22 $30.00/annually
Safe Deposit Box - 3x10x22 $35.00/annually
Safe Deposit Box - 5x10x22 $55.00/annually
Safe Deposit Box - 10x10x22 $95.00/annually
Safe Deposit Box Drilling $350.00
Signature Guarantee No charge
Stop Payments $25.00
Statement Copy 1 free per month; $2.00 thereafter
Statement Printout $2.00
Telephone Transfers via Call Center No charge
Teller Assisted Transactions No charge
Verification/Reference Letters $5.00
VIPS (Telephone Banking) No charge
Wire - Domestic Incoming No charge
Wire - Domestic Outgoing $15.00
Wire - International Incoming No charge
Wire - International Outgoing $25.00/Foreign; $35.00/USA
Wire - Domestic Trace $25.00
Wire - International Trace $50.00
Zippered Bank Deposit Bags $5.00
Back to top