Fees
Fee Schedule
Effective 4/1/2015
| Description | Service Fee |
|---|---|
| Account Audits (If Not a TXTCU Error) | $20.00 |
| Account Research | $20.00/hour |
| Bad Address | $5.00 |
| Cashier's Check Photocopy | $2.00 |
| Cashier's Checks | $3.00 |
| Check by Phone | $10.00 |
| Check Photocopy | $3.00 |
| Debit Card Replacement | $5.00 |
| Domestic Wire Transfer (2:00 pm Cutoff Daily) |
$15.00 |
| Foreign ATM Usage | $2.00 |
| Incoming Collection Item | $5.00 |
| International Wire Transfer - Sent in Foreign Funds |
$25.00 |
| International Wire Transfer - Sent in US Funds |
$35.00 |
| Money Orders | $1.00 |
| Mortgage Fax Fee | $10.00 |
| Mortgage Pay-off Request Fee | $50.00 |
| Mortgage Payment Schedule Change | $150.00 |
| Mortgage Photocopy of Disbursement Check | $2.00 |
| Mortgage Subordination Agreement | $150.00 |
| Notary Service | FREE |
| NSF Deposit - 1 Party | $30.00 |
| NSF Deposit - 2 Party | $10.00 |
| NSF or Returned Item Fee | $30.00 |
| One Signature Checks-American Express / Travelers Checks | $1 per $100 |
| Two Signature Checks-American Express / Travelers Checks | $2 per $100 |
| Outgoing Collection Item - Foreign | Actual Cost |
| Overdraft Privilege Fee | $30.00 |
| Overdraft Privilege Fee - Student Checking |
$10$20 > $10 trans. |
| Overdraft Transfer (From Line of credit) |
$7.00 |
| Overdraft Transfer (Share-to-share) | $5.00 |
| Paper Statement Fee | $3.00 |
| Skip-A-Pay/Extension | $25.00 |
| Statement Photocopy | $3.00 |
| Stop Payment | $25.00 |
| Wire Research Fee | $25.00 |
Bill Pay Fee Schedule
Effective 4/1/2015
| Description | Service Fee |
|---|---|
| Charitable Donation | $1.99 |
| Gift Check | $2.99 |
| Rush: 2nd Day Delivery | $9.95 |
| Rush: Electronic | $4.95 |
| Rush: Overnight Delivery | $14.95 |
Savings Account Fees
| Description | Service Fee |
|---|---|
| Early closure fee - closing account within 12 months | $10.00 |
| Withdrawal from Regular Shares, after first 3 per month (excludes IRA shares and internal transfers) |
$1.00 |
Checking Account Fees
| Description | Service Fee |
|---|---|
| Checking20 | $6.00* |
| Student Checking – paper statements | $3.00** |
| Definitely Debit Account, direct deposit required | $9.00 |
| Overdraft Privilege | $30.00 |
| Overdraft Privilege, student minded | Tiered*** |
| Early closure, closing within 12 months | $25.00 |
Loan Fees
| Photocopy of disbursement check | $2.00 |
| Skip-a-Pay/Extension | $25.00 |
Safety Deposit Box Fees
Fees effective May 31, 2017. Renewals after this date are subject to new fees.
| Size | Annual Fee |
|---|---|
| 3" x 5" x 22" | $25.00 |
| 5" x 5" x 22" | $30.00 |
| 3" x 10" x 22" | $35.00 |
| 5" x 10" x 22" | $55.00 |
| 7" x 10" x 22" | $75.00 |
| 10" x 10" x 22" | $95.00 |
| Drilling Fee | $350 |