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Fees

Fees

Fee Schedule

Effective December 21, 2018

Description Service Fee
Account Audits (If Not a TXTCU Error) $20.00
Account Research Fee $20.00 per hour
ATM Usage Fee at a non-TXTCU ATM $2.00
Bad Address Fee $5.00
Bill Pay Fee – Charitable Donation $1.99
Bill Pay Fee – Gift Check $2.99
Bill Pay Fee – Rush Electronic $4.95
Bill Pay Fee – Rush Overnight Delivery $14.95
Bill Pay Fee – Rush Two-Day Delivery $9.95
Cashier’s Check Fee $3.00
Cashier's Check Photocopy Fee $2.00
Check by Phone Fee $10.00
Check Photocopy Fee $3.00
Collection Item Fee - Incoming $5.00
Collection Item Fee - Outgoing/Foreign Actual Cost
Debit Card Replacement Fee $5.00
Loan Extension | Skip-A-Payment Fee $25.00
Money Order Fee $1.00
Mortgage Fax Fee $10.00
Mortgage Pay-off Request Fee $50.00
Mortgage Payment Schedule Change Fee $150.00
Mortgage Photocopy of Disbursement Check Fee $2.00
Mortgage Subordinate Agreement Fee $150.00
Notary Service Fee FREE
Returned Item Fee (Deposited or Cashed Check) One Party $30.00
Returned Item Fee (Deposited or Cashed Check) Two Party $10.00
NSF Fee or Returned Item Fee $30.00
Overdraft Privilege Fee $30.00
Overdraft Privilege Fee – Young Adult (18-23) $10 for transactions $10 or less; $20 for transactions above $10
Overdraft Transfer Fee (From Credit Card, Line of Credit, Savings, or Checking Account) $5.00
Safe Deposit Box Annual Fee – 3x5x22 $25.00
Safe Deposit Box Annual Fee – 3x10x22 $35.00
Safe Deposit Box Annual Fee – 5x5x22 $30.00
Safe Deposit Box Annual Fee – 5x10x22 $55.00
Safe Deposit Box Annual Fee – 7x10x22 $75.00
Safe Deposit Box Annual Fee – 10x10x22 $95.00
Safe Deposit Box Drilling Fee $350.00
Statement Fee — Paper Statements $3.00
Statement Fee — E-Statements FREE
Statement Photocopy Fee $3.00
Stop Payment Fee $25.00
Travelers Check/American Express — One Signature Check $1.00 per $100.00
Travelers Check/American Express — Two Signature Checks $2.00 per $100.00
Wire Transfer - Domestic (2:00 pm Cutoff Daily) $15.00
Wire Transfer - International - Sent in Foreign Funds $25.00
Wire Transfer - International - Sent in U.S. Funds $35.00
Wire Transfer Research Fee $25.00

Bill Pay Fee Schedule

Effective 4/1/2015

Description Service Fee
Charitable Donation $1.99
Gift Check $2.99
Rush: 2nd Day Delivery $9.95
Rush: Electronic $4.95
Rush: Overnight Delivery $14.95

Savings Account Fees

Description Service Fee
Early closure fee - closing account within 12 months $10.00
Withdrawal from Regular Shares, after first 3 per month
(excludes IRA shares and internal transfers)
$1.00

Checking Account Fees

Description Service Fee
Bonus Checking $6.00*
Overdraft Privilege $30.00
Overdraft Privilege, student minded Tiered**
Early closure, closing within 12 months $25.00
NSF Fee or Returned Item Fee $30.00
Stop Payment Fee $25.00
  • * Monthly Service Charge can be reduced or eliminated each month when certain qualifications are met. Click here for details.
  • ** $10 fee for each transaction equal to or less than $10 and $20 for transactions greater than $10.

Loan Fees

Photocopy of disbursement check $2.00
Skip-a-Pay/Extension $25.00

Safety Deposit Box Fees

Effective 5/31/2017. Renewals after this date are subject to new fees.

Size Annual Fee
3" x 5" x 22" $25.00
5" x 5" x 22" $30.00
3" x 10" x 22" $35.00
5" x 10" x 22" $55.00
7" x 10" x 22" $75.00
10" x 10" x 22" $95.00
Drilling Fee $350.00

Business Schedule of Fees

Effective 9/15/2017

Description Service Fee
Checking Account closure - Early (Before 12 months) $25.00
Share Account closure - Early (Before 12 months) $10.00
Account Research/Account Balancing Assistance $20.00/hour and $1 per Item Copy
ATM Surcharge Varies by owner of ATM
ATM Cash Withdrawal (Non-TXTCU ATM) $2.00
Bad Address $5.00
Bill Payer Return Item $30.00
Business Debit Card No charge
Business Debit Card Replacement $5.00
Check By Phone $10.00
Check Printing See current pricing
Collections-Incoming Customer $5.00
Collections-Outgoing Item (Foreign) Actual cost
Cashier's Checks $3.00
Deposit Lock Bank Bags $25.00
Deposit Plastic Bags At cost
Deposit Corrections $5.00
Garnishments/Levies $50.00 each
Merchant Services Set Up Pricing upon request
Money Orders $1.00
Night Drop No charge
Notary Services No charge
Online Banking Access & Bill Pay No charge
Overdraft/NSF Paid or Returned $30.00 each debit or check paid
Overdraft Transfer (Line of Credit; All Relationship Levels) $7.00
Overdraft Transfer (Share to Share; All Relationship Levels) $5.00
Overdraft Transfer Business Credit Card - Foundation $25.00
Overdraft Transfer Business Credit Card - Professional $25.00
Overdraft Transfer Business Credit Card - Executive No charge
Safe Deposit Box - 3x5x22 $25.00/annually
Safe Deposit Box - 5x5x22 $30.00/annually
Safe Deposit Box - 3x10x22 $35.00/annually
Safe Deposit Box - 5x10x22 $55.00/annually
Safe Deposit Box - 10x10x22 $95.00/annually
Safe Deposit Box Drilling $350.00
Signature Guarantee No charge
Stop Payments $25.00
Statement Copy 1 free per month; $2.00 thereafter
Statement Printout $2.00
Telephone Transfers via Call Center No charge
Teller Assisted Transactions No charge
Verification/Reference Letters $5.00
VIPS (Telephone Banking) No charge
Wire - Domestic Incoming No charge
Wire - Domestic Outgoing $15.00
Wire - International Incoming No charge
Wire - International Outgoing $25.00/Foreign; $35.00/USA
Wire - Domestic Trace $25.00
Wire - International Trace $50.00
Zippered Bank Deposit Bags $5.00


Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, DeSoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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