Payment example: A loan of $1,000 at 4.99% APR = $43.87 per month for 24 months. 1: APR = Annual Percentage Rate. Terms up to 60 months available. Actual rates and terms may vary and are based on several factors including borrower’s credit score and history. Loan subject to credit approval. Minimum loan amount of $1,000. Other loan options available. New loans only, no refinances of existing Texas Trust loans. All loans must be funded by December 30, 2017. Application available to anyone who qualifies for membership at Texas Trust Credit Union, existing members, and their families. Membership required; new members welcome.