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Texas Trust Advice Site

Are you curious how much money you’ll save with a Texas Trust auto or home loan? Worried about saving for college? Visit our Advice site for access to interactive calculators, polls, quizzes, and articles to help build your brighter financial future.

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Get all the features and benefits of a Texas Trust account without stepping into a branch. By opening your account online, get access to the online and mobile features you want.

CD Rates

CD Sale Promo Banner

Open a new 80 day CD at Texas Trust and get:

  • Big Rate = .80 APY*
  • Tiny Term = 80 days
  • Minimum Deposit = $1,000
  • Limited Time Offer = Act Now!

Why sit on the fence when you can get a big return on your money with a tiny term?

To open your CD visit a branch near you or make an appointment.

*Annual Percentage Yield. Minimum opening balance requirements of $1,000 for an 80-day term.Early withdrawal penalties apply. Maximum deposit of $250,000 applies. Promotional rate will be available for a limited time only and is subject to expiration without notice. Will renew at the current 12-month rate and term at maturity. Must be new deposits to Texas Trust. Offer available to anyone who qualifies for membership at Texas Trust Credit Union, existing members, and their families. Membership required. Federally insured by NCUA.


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Rates effective as of: January 01, 2017
Term Term CD APY Term IRA CD APY Flex CD APY 55 and Better CD Smart Start CD
80 day0.80% - - - -
6 months0.20%-0.15%--
1 year(s)0.45%0.55%0.35%-0.50%
15 months---0.20%-
2 year(s)0.55%0.65%0.45%--
3 year(s)0.85%0.95%0.75%--
4 year(s)1.06%1.16%0.95%--
5 year(s)1.41%1.51%1.31%--


Compare our CDs

^9-month Mega Flex CD is available only to Public Servants

See our Truth in Savings disclosures:


Share Accounts (Savings and Checking)

*APY - Annual Percentage Yield

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Federally Insured by NCUA. Routing #311979875
© Content copyright 2013, Texas Trust Credit Union.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Pursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling 972.263.5171. All member service issues please call 972.263.5171. USA Patriot Act Requires IDENTITY VERIFICATION for all new accounts. Some links in this site may direct you outside of the Texas Trust Credit Union website. Texas Trust is not responsible for the content displayed on these other websites.