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Fixed-Rate Personal Loans

Loan Help

With the COVID-19 situation evolving every day, we want to make sure we serve our members and assist in any way that we can. First and foremost, know that we are committed to making sure our members have what they need. If your family needs cash to cover unexpected expenses, you could qualify for a short-term, low-APR personal loan.

  • Up to $1000
  • Fixed annual percentage rate of 2.50%
  • Terms up to 12 months
  • First payment due up to 90 days from funding
  • Lenient Qualifications


  • Apply Now

  • If you have questions or need assistance with your application, you can send a secure message to us directly within online or mobile banking by just logging in and clicking on the Message Center link on the top right of the page, or by tapping Secure Messages under the menu within the mobile app. Transfers can also be completed at any Texas Trust branch.

    If you would like to speak to a local person right here in Texas, you can give our Member Service Center a call at (972) 263-5171 or toll-free at (800) 527-3600, during our regular business hours: Monday to Friday, from 8 AM to 6 PM; Saturday, from 9 AM to 3 PM. Please note that wait times for our Member Service Center may be extended, as we work to help as many members as we can.

    Texas Trust is here for you. We are, and always have been, a people company.

    Note: All emergency assistance is provided at the credit union's discretion, and is subject to change or discontinue without notice. 
    APR = Annual Percentage Rate. Interest rate is 2.50% APR with a maximum of 12 months to repay. Loan subject to credit approval. Approval based on several factors including the borrower’s credit score and history. Payment Example: A loan of $1,000 at 2.50% APR = $85.42 per month for 12 months. Interest begins to accrue from the date of loan origination. No early payment penalty. Membership by March 1, 2020 required.

    Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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