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Auto Refinancing

Auto Refinance

Auto Refinance

You could lower your auto loan rate and car payment!

You deserve the best when it comes to paying off your vehicle. Refinancing your auto loan with us is a great way to save money AND lower your interest rate. Our dedicated team is here every step of the way to make sure your auto refinance meets your specific needs.



  • Benefits of Auto Refinancing:

    • Lower Monthly Payments
    • Flexible Loan Repayment Terms

    Apply for a Loan in 3 Easy Steps

    Most loan applications can be completed in 5 minutes or less with decisions available the same day (in most cases). In cases where we need more information or need to review your application in more detail, we’ll touch base with you right away.

    Enter the information of the vehicle you are considering.


    Enter your information so we can verify your loan eligibility.


    Review your information and hit submit. It’s that easy!


    Take a Look at Our Amazing Rates

    Our low, fixed rate automotive loans offer you the security and freedom to set your own loan term and payment amount. Use our rates calculator to estimate your desired monthly payment, then see our Loan Comparison Tool to compare vehicle loans by term. View our latest loan rates here.

    As Low As:
    48 Months

    As Low As:
    66 Months

    As Low As:
    72 Months



  • Should You Refinance Your Vehicle?
    If you’ve recently noticed a decrease in auto interest rates or have recently improved your credit score, an auto refinance might be a great option for you! We’ve even included resources to help you learn more about the best times to refinance.

    Current Texas Trust Auto Loans are not eligible for a refinance.

    Used Car Loans
    Finance your pre-owned vehicle with us and trust us when we say we will get you a good deal.
    Learn about our used car financing options

    New Car Loans
    First-time car buyers and seasoned professionals can count on our team to give them help they can trust.
    Explore our car loan options

    1: APR = Annual Percentage Rate. Rates, terms, and conditions are based on creditworthiness, amount financed, value of collateral, and other factors. Interest rate floor is 6.14% APR. Maximum interest rate is 17.99% APR. Offer limited to cars, SUVs, or trucks. Defer your first payment for up to 90 days, with additional credit approval that may differ from the loan approval. Interest begins to accrue at loan origination. Flexible term options available up to 72 months. Loan amount and maximum term based on collateral to be refinanced. Loan offer contingent on collateral and ability to repay, subject to credit approval and normal underwriting conditions will apply. Offer and rate subject to change without notice. Vehicle title fees may be rolled in to the loan. Minimum loan balance is $5,000. Maximum loan balance is $100,000. New loans only. Existing Texas Trust Credit Union loans are not eligible for refinance. This offer is not transferable and cannot be combined with any other offers. Membership required. Federally insured by NCUA.

    Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

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