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Used Car Loans

Used Car Loans

Used Car Loans

Purchasing a Used Car with Texas Trust

When you finance your pre-owned vehicle with Texas Trust, our Stress-Free Guarantee means that you can trust us when we say you’re going to get a good deal.

Other Benefits:

  • Terms up to 72 Months
  • Flexible payment options
  • Special “Skip-A-Payment” offers1
  • Access to affordable Vehicle Service Contracts, Insurance, and Guaranteed Asset Protection – all for less than 50% of what you’d pay elsewhere2

Once you receive your loan decision, that approval and interest rate is locked in for 30 days to give you time to shop. You can make adjustments to your loan amount or term length at any time while you shop – just stop by your nearest Texas Trust branch or call our Member Care Team.


    Once you select a vehicle or vehicles you like, you can use our rates calculator to compare prices and find your desired monthly payment. Don’t know what that is? Our team of industry experts can help you calculate your payment and answer your questions any time. They will help you decide on a down payment, loan amount, and loan term that gets you the best price to fit your financial needs. Then, they can get you pre-approved for the right loan at the best APR available to you. That’s all part of the Texas Trust Stress-Free Guarantee and our commitment to Building Brighter Financial Futures

    As Low As:
    36 Months

    As Low As:
    66 Months

    As Low As:
    72 Months


  • We have fixed rate loans for vehicles up to six years old with the same competitive interest rates you’d find for a new vehicle loan – sometimes even better. The best part? You can apply for a Loan from Texas Trust in 3 easy steps.

    Enter the information of the vehicle you are considering.


    Enter your information so we can verify your loan eligibility.


    Review your information and hit submit. It’s that easy!



    Most loan applications can be completed in 90 seconds or less with decisions available the same day (in most cases). In cases where we need more information or need to review your application in more detail, we’ll touch base with you right away



    New Car Loans
    First-time car buyers and seasoned professionals can count our team to give them help they can trust.
    Explore our car loan options

    Auto Leasing
    Leasing a vehicle through Texas Trust is easy. Our partners at D&M Leasing provide security and convenience when it comes to leasing.
    Learn about the auto leasing

    1: For qualified members. Certain restrictions and requirements apply.

    2: According to the Federal Trade Commission, with vehicle service contracts, “The upfront cost can range from one to several thousand dollars.” Ours starts at just a few hundred.

    Serving Dallas, Henderson, Tarrant, Tom Green Counties and parts of Denton, Ellis, and Johnson Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, Pantego, and San Angelo

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