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Public Servant benefits

Public Servant Perks

You put other people first every day at work.

To show our appreciation for your good deeds, we give special perks to public service workers—just like you.
  • Get $75 Free1 - Open a Checking20 account and arrange to have your paycheck direct deposited into your new account. 60 days after your first direct deposit of $500 or more, we'll deposit $75 into your Checking20 account. It's the Best Darn Checking Account EVER!
    Note: "Offer Code 8006" must be mentioned during account opening (in person or online) to receive this deal.
  • Monthly Checking20 Discount2 - Public servants save $2/month on their Checking20 monthly service fee. It's that much easier to go feeless!
  • Free Safe Deposit Box3 ($25 ANNUAL VALUE) - Open a 3x5x22 safe deposit box for free at any participating branch.
    Note: A $10 key deposit is due at time of rental. Deposit will be returned when keys are surrendered and rental is terminated.
  • Free Skip a Pay4 ($25 ANNUAL VALUE ) - Skip a monthly payment for a qualified loan once per year, free.
  • 90-Day Deferment for Special Loans5 - You are eligible to defer your first loan payment for 90 days during certain special rate promotions. Ask a Texas Trust representative for full details.
  • 9-Month Mega Flex CD6 - Get a 12-month rate for a 9-month CD, just for being a public servant! In addition to a special rate, you can choose to make up to six deposits anytime during the 9-month term, or choose to withdraw up to 25% of your current balance penalty-free.

Membership Required. Federally insured by NCUA. Anyone who is eligible for membership and who works full time for any school, or any municipal, government, or military employee can qualify for "Public Servant" status.

1 Get $75 Free Offer: Direct deposit may originate from any source, must deposit into your Checking20 account, must be equal to or greater than $500, and must be received within 45 days of account opening. Offer code 8006 entitles the bearer to open the Checking20 account with a $0 balance. Checking20 account opening is subject to approval. New members are required to open a primary savings account with a minimum $5 balance. Reward payment schedule is: $5 into your primary savings account upon account opening and $70 into your Checking20 account 60 days after your first direct deposit of $500 or more is received. Reward is not available to existing Texas Trust Checking20 account members. Accounts closed within 12 months will be assessed an Early Closing Fee. Must mention offer at account opening. Offer subject to change without notice.

2 Monthly Checking20 Discount Offer: a $6 monthly fee is assessed to Checking20 accounts and can be eliminated by combining three or more of the following discounts each month: 1. be a public servant ($2 discount); 2. make 10 non-ATM POS transactions per month totaling at least $100 with your debit card ($2 discount); 3. turn off paper statements ($2 discount); 4. be a primary member who is 55 years or better ($2 discount); 5. Use Online Bill Pay to pay three or more bills during the previous month ($1 discount); 6. be a member of 5 years or longer ($1 discount); OR 7. direct deposit or mobile deposit (or any combination of the two) totaling $500 or more per month ($1 discount).

3 Free Safe Deposit Box Offer: subject to availability. Not available at UTA, DeSoto, Dubiski, Mansfield (Main Street), or Midlothian branches.

4 Free Skip A Pay Offer: Interest will continue to accrue on the unpaid balances during the month you skip a payment. Texas Trust reserves the right to refuse any skip-a-payment request. Current coverage of collateral insurance must be in effect at the time of the request. Mortgage, Home Equity, Home Improvement, Land, Line-of-Credit, Equipment, Balloon Notes, Credit Cards, Business Loans, Auto Lease Contracts, loans with GAP coverage that have skipped 2 or more previous payments, loans with collateral protection insurance (CPI), loans on an insurance payment/claim, loans that received a payment extension within the previous 6 months, loans that received 2 payment extensions during the previous 12 months, all new loans originated within the previous 6 months are NOT eligible for the skip-a-payment program. No processing fee will be collected for the first loan you choose to skip during a 12-month period when you mention “Free Skip A Pay for Public Servant” offer. A $25.00 processing fee will be assessed for each additional loan you choose to skip a payment and each time that a skip a payment occurs. When payments resume, unpaid interest will be collected first. The processing fee is non-refundable and all loans must be current to participate. Back-to-back skip a payment is not available for any loan.

5 90-Day Deferment Offer: First 90 days after loan origination payment free. Interest begins to accrue at origination.

6 9-Month Mega Flex CD Offer: $1,000 minimum deposit required. Substantial penalties for early withdrawal not associated with Mega Flex CD option. One Mega Flex CD option may be exercised during the term of the CD, either the withdrawal option or the addition of funds option. Account disclosure information containing terms, fees and dividend rate/APY information is available at all Texas Trust offices.

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