There are many challenges for home buyers today. Higher interest rates and home prices combined with a very competitive market make getting a loan and finding the right home harder than ever.
Owning a home is one of the best ways to build wealth for generations. It is the American dream and makes our communities stronger. Our Mortgage Team put their heads together and created three new mortgage programs truly unique in our industry. Talk to your Texas Trust mortgage team today and learn how we can be the key to purchasing your first or next home.
PRODUCT DETAILS
Mortgage products built with your goals in mind.
Your dream home is now within reach.
No down payment means there’s no need to diminish your savings to get the home you want. This loan assists with your down payment AND your closing costs to help make your dream home a reality.
Lending up to 105% loan-to-value (purchase and closing costs)
Overcoming the obstacle of the traditional down payment
No Private Mortgage Insurance
Option to modify and reduce your rate just for being a responsible borrower
Getting the keys to your new home has never been easier.
With the new 40-Year Home Loan, you can ditch high mortgage payments and instead enjoy the peace of mind, that comes with affordable monthly payments that fit your budget.
Lending up to 40 years
No Private Mortgage Insurance
The best home loan is the one that saves you the most money.
Even a traditional mortgage with Texas Trust will save you hundreds of dollars each month. Eliminate PMI and lower your monthly payment with a traditional 30-year home loan designed for home-buyers like you.
Traditional 95% loan-to-value
No Private Mortgage Insurance (self-insure through pricing)
1
Apply/Get Prequalified
Purchasing your new home is an exciting time! It's our goal to make your experience smooth and easy, each step of the way.
Schedule a Consultation to get started >
2
Find Your Home
When your purchase offer is accepted, we are ready to move forward with you. And you can track your loan status as often as you wish using our Loan Status Portal.
3
Your Loan Officer
Your Loan Officer is ready to walk you through the entire process to your closing.
4
Closing Your Loan
It is closing time and we could not be more excited for you! We will answer any questions you have and prepare your closing documents to ensure a smooth closing experience.
CONTACT US
Our friendly loan officers are on standby.
