Skip to Content

Mortgage Products

Home Ownership

Homeownership is within your reach

There are many challenges for home buyers today. Higher interest rates and home prices combined with a very competitive market make getting a loan and finding the right home harder than ever.

Owning a home is one of the best ways to build wealth for generations. It is the American dream and makes our communities stronger. Our Mortgage Team put their heads together and created three new mortgage programs truly unique in our industry. Talk to your Texas Trust mortgage team today and learn how we can be the key to purchasing your first or next home.


Meet the Mortgage Team







Mortgage products built with your goals in mind.

Your dream home is now within reach.

No down payment means there’s no need to diminish your savings to get the home you want. This loan assists with your down payment AND your closing costs to help make your dream home a reality.

Lending up to 105% loan-to-value (purchase and closing costs)

Overcoming the obstacle of the traditional down payment

No Private Mortgage Insurance

Option to modify and reduce your rate just for being a responsible borrower

Get Started

Getting the keys to your new home has never been easier.

With the new 40-Year Home Loan, you can ditch high mortgage payments and instead enjoy the peace of mind, that comes with affordable monthly payments that fit your budget.

Lending up to 40 years

No Private Mortgage Insurance

Get Started

The best home loan is the one that saves you the most money.

Even a traditional mortgage with Texas Trust will save you hundreds of dollars each month. Eliminate PMI and lower your monthly payment with a traditional 30-year home loan designed for home-buyers like you.

Traditional 95% loan-to-value

No Private Mortgage Insurance (self-insure through pricing)

Get Started

Our Home Buying Process



Apply/Get Prequalified

Purchasing your new home is an exciting time! It's our goal to make your experience smooth and easy, each step of the way.

Schedule a Consultation to get started >



Find Your Home

When your purchase offer is accepted, we are ready to move forward with you. And you can track your loan status as often as you wish using our Loan Status Portal.



Your Loan Officer

Your Loan Officer is ready to walk you through the entire process to your closing.

Meet with a loan officer >



Closing Your Loan

It is closing time and we could not be more excited for you! We will answer any questions you have and prepare your closing documents to ensure a smooth closing experience.






Our friendly loan officers are on standby.


Find a Branch



Texas License Number: 901364
Federal Mortgage Loan Originator

The information provided assumes the purpose of the loan is to purchase a property. The property valued at $420,000 with 5% down-payment (-$21,000.00) = a loan amount of $399,000 (95% loan-to-value). The property would be located within our trade area(s). An escrow account will be required for taxes, insurance, home owners’ association fees, etc.; which will impact the total monthly payment amount. The assumed credit score is 720. Rate is subject to creditworthiness. Payment Example: At an interest rate of 6.000%, the APR for this loan would be 6.118%. The monthly payment of principal and interest only would be: 480 payments of $2,195.35 at an interest rate of 6.000%. This payment example does not include taxes and insurance premiums. The actual payment obligation may be greater. All loans are subject to approval.

*First-time defined as having not purchased within the last 5 years.
**Educator defined as a borrower or co-borrower employed full-time by a school, school district or university within our field of membership.

Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo

Back to top