Need a Credit Card? Tiny Rates Are In Season

July 21st, 2015

Tiny Rates are season at Texas Trust for MasterCard® credit cards. 

You’ve heard how credit unions offer better rates, better products and services – and it’s true. 

Open a Platinum MasterCard® credit card and enjoy an introductory rate of 0% APR* for six months. You can also transfer balances with a low introductory APR between 4.90% and 9.90% for six months with no fees on balance transfers or cash advances! After that, an APR that’s currently between 8.90% and 17.90% will apply.

So rev-up for Back 2 School or get ahead of the holiday shopping game. Open your new Platinum MasterCard® credit card today.

Enjoy Tiny Rates as a “Thank You” from Texas Trust for your membership!

Terms and ConditionsApply Now Button

*APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change without notice. Credit card approval and rate are dependent upon credit worthiness and other qualifications. Memberships Required. 

Posted in News, What's New Comments Off

Business Plan Blunders Could Hurt Your Shot at a Loan

July 10th, 2015

Texas Trust’s VP of Marketing, Robert Underwood, helped on a story on Nerdwallet.com about common business plan mistakes in the small business loan process. If you are seeking a small business loan, then this article is for you. Visit the story here on Nerdwallet.com today.

An article written by by  on July 8, 2015  

Posted in In The News, News, What's New Comments Off

07/03/2015 – CU’s ‘Spirit’ Card Cements Member Relationships

July 3rd, 2015

Student artwork on CU debit card builds community spirit.

 
A Texas credit union has found that placing high school students’ artwork on its debit card not only is aesthetically pleasing, doing so helps the credit union connect with the community and members it serves.
 
Texas Trust Credit Union in Mansfield recently announced that high school students Traeveon Reese and Martha Estrada will be the latest to have their artwork featured on the Texas Trust Spirit Debit Reward Card.
 
“This program is about building community spirit and taking us back to the day where people could rally around the fact that we’re all part of this community,” says Robert Underwood, vice president of marketing at the $880 million asset credit union. “We’re all one unit and we’re all united.”
 
 
Texas Trust introduced the Spirit Debit card in 2008 featuring the credit union’s corporate design. But in 2010, the credit union used student artwork for the first time.
 
Since then, 14 students from four school districts have had their artwork featured on the cards.
 
Since 2011, the cards have acted as a fund-raising tool when a reward component was added to the cards. Today, schools receive 10 cents each time their particular card is used to make a purchase.
 
Since the launch of the Spirit Debit Reward card, Texas Trust has paid $840,905 to schools in five districts.
 
Schools receive a monthly check to spend however they wish, whether it’s for new books, teacher programming, or students assistance.
 
“With the spirit cards, we’re able to help the schools unite people in their community. We help spread community cohesiveness by featuring the hometown team on the debit card they use,” Underwood says. “And they know that when they are using the cards, they’re giving back.’
 
The card isn’t just about helping the schools financially, though.
 
Underwood says it’s also been an opportunity for the credit union to spread its name and build relationships within the districts in a variety of ways, such as leading financial education classes for students and parents, or helping those in search of a financial institution.
 
Building relationships with leaders in the schools and demonstrating that the credit union is working for the good of the whole community are key to being successful, Underwood says.
 
“It comes down to building relationships,” Underwood says. “It’s all about people helping people.”
 
Article was featured on News.CUNA.org by Jennifer WoldtJuly 3, 2015

Posted in Cedar Hill, Desoto, In The News Comments Off

Texas Extra Credit Education Loan

June 30th, 2015

Now Offering Fixed Rate Student Loans from Texas Extra Credit

Texas Trust Credit Union is pleased to announce that our partner, Higher Education Servicing Corporation, has launched the latest enhancement to their Texas Extra Credit Education Loan Program – Fixed Rate student loans starting as low as 4.99%!

We’re excited to provide this higher education loan option to our members because it offers some of the lowest interest rates currently available as well as outstanding borrower benefits:

  • Fixed rates from 4.99% to 11.49% (with Annual Percentage Rates (APRs) from 4.986% to 10.617%)*
  • Variable rates from 3.15% to 9.15% (with Annual Percentage Rates (APRs) from 3.148% to 8.590%)*
  • 0.25% interest rate reduction just for graduating*
  • 0.25% interest rate reduction when you sign up for Auto Debit*
  • $0 origination or disbursement fees*

So, if you need additional money to help cover your college expenses, CLICK HERE to apply for a Texas Extra Credit loan!

 

It’s time to complete your FAFSA

If you plan to enroll in the 2015 Fall Semester, then it’s time to complete your Free Application for Federal Student Aid (FAFSA).  This application allows your college to determine your eligibility for federal, state and institutional-based aid programs including grants, loans and work-study.  To apply, go online to www.fafsa.gov.  For more information about the application process, check out this video –The 7 Easy Steps to the FAFSA.

 

*All rates and benefits are dependent on an approved borrower meeting certain requirements and conditions. For complete details about Texas Extra Credit including program specifics, eligibility requirements, repayment options and benefits, or to apply, click the link above to our site.

Posted in News, What's New Comments Off

Love My Credit Union Rewards

June 29th, 2015

Love your savings.

Everyone is looking for ways to save money these days. And that’s just what Love My Credit Union Rewards is all about. Below are some of the exclusive discounts helping members save on products and services you use every day.

  •    Receive discounted pricing on most new Chevy, Buick, and GMC vehicles
  •    Receive a 10% discount on select regularly priced Sprint monthly service. Plus, waived activation and upgrade fees (up to $36 savings each)
  •    Business members receive a 15% discount on select regularly priced Sprint monthly service. Plus, waived activation and upgrade fees (up to $36 savings each)
  •    Save on services for your home from ADT, DIRECTV, Allied, and more
  •    Save up to $15 on TurboTax Federal tax products
  •    Get roadside assistance protection and more at up to 50% off other popular plans with Credit Union Auto Club
  •    Earn cash back with Love to Shop at over 1,500 online retailers

The more offers you take advantage of, the more you save. In fact, members have saved over $1 billion with Love My Credit Union Rewards discounts! Start saving today at LoveMyCreditUnion.org

Posted in News, What's New Comments Off

Home
Texas Trust Home

Federally Insured by NCUA. Routing #311979875
© Content copyright 2013, Texas Trust Credit Union.
800.527.3600

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Pursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling 972.263.5171. All member service issues please call 972.263.5171. USA Patriot Act Requires IDENTITY VERIFICATION for all new accounts. Some links in this site may direct you outside of the Texas Trust Credit Union website. Texas Trust is not responsible for the content displayed on these other websites.