Texas Trust Online Payment Portal
Log In

Latest Rates

Latest Rates

Advice

Spirit Cards

Texas Trust Advice Site

Are you curious how much money you’ll save with a Texas Trust auto or home loan? Worried about saving for college? Visit our Advice site for access to interactive calculators, polls, quizzes, and articles to help build your brighter financial future.

Open Your Account

Open Your Account

Open Your Account Online

Get all the features and benefits of a Texas Trust account without stepping into a branch. By opening your account online, get access to the online and mobile features you want.

Credit Cards

Card Features
Secured
Mastercard ®
Intro APR* on Purchases
0%
n/a
n/a
APR*
8.90% - 17.90%
9.90% - 17.90%
11.90%
Annual Fee
$0
$0
$30
Rewards**
n/a
1 point per $1 spent**
n/a
Balance Transfer Fee
$0
$0
$0
Balance Transfer/
Cash Advance Intro APR*
4.90%, 7.90%, 9.90%
n/a
n/a
Cash Back
0.25%, 0.50%, 0.75%, 1.00%
n/a
n/a
Zero Liability
Mastercard Zero Liability***
Mastercard Zero Liability***
Mastercard Zero Liability***
Late Fee
$25
$25
$25
Due Date
25 days after close of billing cycle
25 days after close of billing cycle
25 days after close of billing cycle
 
*APR = Annual Percentage Rate **Earn 1 point for every $1 spent on eligible net purchases ***Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months.

Platinum Mastercard®

The only credit card you’ll ever need to carry. Enjoy a low 0% introductory rate on purchases during the first six months from account opening, depending on credit rating and history. After the first six months, the standard APR is 8.9% to 17.9% based on your credit. You can also benefit from:

Visit the Texas Trust Advice Site for helpful information about general credit, credit cards, and more.

Apply for Credit Card

Disclosures

Consumer Credit Card Agreement


Platinum Rewards Mastercard®

Another great choice with a standard APR between 9.90% and 17.90% based on credit. This card comes with rewards you can redeem for travel, gift cards, merchandise, and more.

  • Low Rates
  • One point for every dollar spent
  • No Annual Fee

Login to Platinum myRewards

Apply for Credit Card

Test Drive Rewards Portal 

 

Disclosures

Consumer Credit Card Agreement


Secured Mastercard®

  • 11.90% APR*
  • $30 annual fee
  • No balance transfer fee
  • MasterCard Zero Liability***

Visit the Texas Trust Advice Site for helpful information about general credit, credit cards, and more.

Apply for Credit Card

Disclosures

Consumer Credit Card Agreement

 

*APR = Annual Percentage Rate *** Zero Liability - Have peace of mind knowing you won’t be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months.


 

UTA Mastercards®

Intro APR* on purchases
n/a
n/a
APR*
9.90% - 17.90%
8.90% - 17.90%
Annual Fee
$0
$50
Rewards**
1 point per $1 spent**
n/a
Balance Transfer Fee
$0
$0
Balance Transfer/
Cash Advance Intro APR*
n/a
n/a
Cash Back
n/a
n/a
Zero Liability
Mastercard Zero Liability***
Mastercard Zero Liability***
Late Fee
$25
$25
Due Date
25 days after close of billing cycle
25 days after close of billing cycle
 
*APR = Annual Percentage Rate **Earn 1 point for every $1 spent on eligible net purchases ***Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months.

The UTA Platinum Rewards Mastercard is a rewards card with points you can redeem for merchandise.

UTA myRewards FAQs

Test Drive Rewards Portal 

 

Plus:

  • No Annual Fee
  • Zero Balance Transfer Fees
  • Zero Cash Advance Fees
  • Rates starting at - 9.9% APR*

Login to UTA myRewards


 

UTA myRewards MasterCards

The UTA Blaze MasterCard®

  • 8.90% - 17.90% APR*
  • $50 annual fee
  • Zero Balance Transfer Fee
  • Mastercard Zero Liability*** 

Apply for Credit Card

*APR = Annual Percentage Rate ***Zero Liability - Have peace of mind knowing you won’t be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months.

Disclosures

Consumer Credit Card Agreement


 

Additional Info

Card Activation VRU:  800.411.6390
Card Activation web site: www.activatemycards.com

After Hours Lost/Stolen: 800.682.6075
Lost/Stolen website: www.reportmycards.com

Decline Line: 888.526.0404 or Collect 206.352.4954

Pin by Phone (customer select PIN): 877.746.6746

Home
Texas Trust Home

Federally Insured by NCUA. Routing #311979875
© Content copyright 2013, Texas Trust Credit Union.
800.527.3600

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Pursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling 972.263.5171. All member service issues please call 972.263.5171. USA Patriot Act Requires IDENTITY VERIFICATION for all new accounts. Some links in this site may direct you outside of the Texas Trust Credit Union website. Texas Trust is not responsible for the content displayed on these other websites.