Secure a 5.00% APY¹ with a 2-Year IRA Share Certificate!

As you plan for your retirement, we understand the importance of making wise financial decisions. That's why we're thrilled to introduce our exclusive IRA Share Certificate with an impressive 2-year 5.00% Annual Percentage Yield (APY)¹.

A Texas Trust membership is required to open this account.

Benefits of an IRA Share Certificate:

  • Stable Growth: In a fluctuating market, our IRA Share Certificate offers a secure haven for your retirement savings. Enjoy peace of mind knowing your money is growing steadily at a fixed rate.
  • Higher Returns: With a competitive 2-year 5.00% APY, your IRA funds will experience substantial growth over the share certificate term, helping you maximize your retirement savings.
  • Guaranteed Security: Unlike riskier investment options, our IRA Share Certificate provides a guaranteed return, ensuring the safety of your hard-earned money.
  • No Maximum Amount/Low Minimum Start: Get started with as little as $500 and no maximum.

Details about the IRA Certificate

  • 5.00% APY
  • 2-year Term
  • $500 Minimum Requirement
  • No Maximum Balance
  • New Money Only²
Retired people enjoying a sightseeing walk on street in spring.

Get started by visiting a Texas Trust branch near you

Texas Trust branches are conveniently located across DFW, San Angelo, and Athens. Visit a branch near you to open your IRA Share Certificate.

Find a Texas Trust branch near you


If you'd rather get started online, submit a form to our Deposit Operations team below.

Submit a form

1: APY = Annual Percentage Yield

2: 50% of the balance must be new money deposited to the credit union within the last 30 days.

Promotional rate will be available for a limited time only and is subject to expiration without notice. The minimum balance required for an IRA Certificate is $500.00. Penalties may apply on early withdrawals.

For details and full disclosures view the CD Rates Disclosure here: View CD Truth and Savings Disclosure