Savings for every journey

Regular Share | Youth Savings | Health Savings | College 529

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Start your Share

All it takes is $5 to open your account, and that gives you one share in the ownership of Texas Trust Credit Union. Plus, when you reach a balance of $100 in your Share Account, you’ll begin to accumulate monthly dividend payments.

Share accounts

Holiday Savings

Enjoy a less stressful holiday season and open a Holiday Savings account with Texas Trust. By signing up for the Holiday Savings Account, you can save all year to build up your holiday spending cash.


With a minimum opening deposit of $5, start saving for the holidays now by setting up monthly deposits into your Holiday Savings account. Once November hits, your savings plus dividends will be automatically transferred to your savings or checking account –on the 5th of the month—and you can start your holiday shopping with cash in hand. It’s the perfect way to prepare for your gift-giving needs.

Minimum balance for dividend earnings--$25 Open any time of the year

Penalty-free withdrawals and transfers from November 5th to December 31st.


Withdrawals taken from January 1st to November 5th will incur a penalty fee and the Holiday Savings Account will be closed.

Share accounts

Cash's Club Savings Accounts

It's never too early to start saving. That's why our Cash's Club savings account is made especially with your kids in mind. Designed specifically for financial moguls 12 years old and younger, the Cash's Club account prepares your children or grandchildren for a lifetime of saving practices.

With a minimum opening deposit of $5, they will have their very own account at Texas Trust. Cash's Club account holders receive a membership card upon opening their account and special surprises with each deposit they make. Plus, they earn dividends when their balance reaches $5 or more.

To open a Cash's Club savings account, there must be a joint owner who is a relative and at least 18 years old. Bring your money-minded kids to a branch today to get started.

Share accounts

Health Savings Account

An HSA is a tax-exempt account available to certain qualifying individuals that helps offset the up-front costs associated with a high-deductible health plan (HDHP)*. We offer these accounts to members to help ease the strain of rising health care costs.

Share accounts

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). Take a look at our CD Disclosures here: CD Rate Disclosure

*High deductible health plan (HDHP) description may be found in 2005 IRS publication 969 and may be subject to revision of applicable statutes.