*As low as $0 per month with fee discounts, otherwise $10 per month. Eligible fee discounts include: Active debit card Use: $2 (Active Debit Card is 10 non-ATM Point-of-Sale transactions per month totaling at least $100); Online Communication and Banking: $2 (must be actively enrolled); Senior age 55+: $2 (discount applied beginning on month of primary member’s 55th birthday); Public Servant: $2 (Public Servant is any full time employee of a local public or private school district, or municipality including city, county, state, or federal. Must present a recent check stub to qualify or a letter of intent for new employees. Must also fulfill other membership requirements); Active Bill Pay Use: $1 (Active Bill Pay Usage is paying three or more bills through Texas Trust’s Online Bill Pay in the previous month); Membership 5+ Years: $1 (The 5+ Year Membership discount is applicable if today’s date is greater than five years from the day the member initially opened their Texas Trust share account); Direct Deposit: $1 (A direct deposit or mobile deposit [or any combination of the two] totaling $500 or more per month is required to earn the Direct Deposit discount
1: Free trial is only available for new Texas Trust Bonus Checking Accounts. Existing Bonus Checking accounts are not eligible. “2 Months Free” offer refers to free 60 day trial. Trial expires 60 days after date of account opening. A monthly fee of $10 (minus eligible discounts) will be applied after the trial period ends. Fees will be assessed on the last business day of every month. Free trial limited to one Bonus Checking account per SSN.
2: Overdraft fees will not be automatically refunded; member must request the refund by phone, email, or in person at a branch. Refund requests must be received during the calendar year it is assessed or within 30 calendar days; whichever is longer. Overdraft fees include Overdraft Privilege Fee and/or NSF (Returned item) Fee. Refunds will only be processed for fees assessed to the Bonus Checking account. Overdraft Privilege Disclosures can be viewed here: Overdraft Privilege Disclosures
3: Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit and/or certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4: Free ATMs include those owned by Texas Trust or that are within the Allpoint™ ATM Network
Notary Services are not available at all Texas Trust Credit Union Branches.