Student Checking: The start of financial independence

No Monthly Service Fees | Earn On Your Balances | Mobile Banking

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Kickstart your financial freedom

As a student, two things you don’t have much of are cash and time. That’s why we offer Student Checking. It’s completely free for members 13 to 23, and comes with convenient tools like a debit card and mobile banking.

Student Checking Quick Facts

  • $25 minimum to open
  • Minimum age to open is 13
  • No minimum balance and No service charges

Benefits of Student Checking

  • Simple account for those new to personal banking

  • Overdraft Protection with discounted overdraft fee

  • Free ATM Network¹

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Features that come standard with every checking account

Free ATM Network¹

Free ATM Network

Debit Mastercard Benefits

Debit Rewards

Credit Card Controls

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Overdraft Privilege²

Overdraft Privilege

Other great features

  • eStatements
  • Online & Mobile Banking
  • Direct Deposit
  • Free Notary Service


Looking for something different?

Interest-bearing Checking

Let your money work for you and earn a high yield on your balance with Power Checking.

Checking That Protects

Checking with telehealth, cellphone coverage, overdraft forgiveness and more. Checking is better with Bonus Checking.

1: Free ATMs include those owned by Texas Trust or are within the AllPoint™ ATM Network

2: Overdraft Privilege Disclosures can be viewed here: Overdraft Privilege Disclosures

At age 24 members are moved to Easy Checking.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.