Power Checking: The Checking Account That Pays You 4.44% APY¹

Competitive Yield: $5,000 minimum to earn declared dividend | No Monthly Fee | Unlimited Check Writing

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Harness the Power of a high-yield checking account

Give your money the potential to earn while keeping it available to spend. With a Power Checking account, you can quickly and easily start earning a whopping 4.44% APY¹ on your deposits of $5,000 up to $500,000. Your money isn't tied up, frozen, or otherwise unreachable and still works hard for you so you can continue to build wealth. Now, that's what we call Power!

What it takes to earn 4.44% APY¹

  • Have 20 non-ATM debit and/or credit card transactions post to the account during the month

  • Maintain a monthly balance between $5,000 to $500,000

Benefits of Power Checking

  • Your higher balance gets a higher return

  • Two stop payments a year with minimum balance met²

  • A 3X5X22 Safe deposit box with minimum balance met² ³

  • Five free domestic wire transfers per month with a minimum balance met²

  • FREE 25-check starter pack  

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Features that come standard with every checking account

Free ATM Network⁴

Free ATM Network

Debit Mastercard Benefits

Debit Rewards

Card Controls

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Overdraft Privilege

Overdraft Privilege

Other great features

  • eStatements
  • Online & Mobile Banking
  • Direct Deposit
  • Free Notary Service


Looking for something different?

1: Annual Percentage Yield. Rates subject to change. APY is accurate as of the last dividend declaration date. To earn the declared APY; 20 debit or credit card transactions must post to the account during the month AND an monthly balance between $5,000 to $500,000 must be maintained.

2: Balance must be $5,000.00 or more at the time of transaction for safe deposit box rental/renewal, wire, or stop payment fees to be waived.

3: A $10 Key deposit is due at time of rental. Deposit will be returned when keys are surrendered and rental is terminated. Safe deposit box offer subject to availability. Not available at all branches.

4: Free ATMs include those owned by Texas Trust or that are within the Allpoint™ ATM Network.

6: Pursuant to Texas law.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking).