Credit Cards for Every Stage of Life

Build & Maintain Credit | Everyday Spending | Earn Rewards on Purchases

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Credit Cards

Whether you’re buying an everyday item or a once-in-a-lifetime experience, Texas Trust’s low-interest Platinum Mastercard credit cards and Secured Card could help you pay less interest and build a brighter financial future. Plus, every Texas Trust Mastercard credit card comes with great low rates and no or low annual fee.

Get $250

When you get a new Texas Trust Platinum or Platinum Rewards credit card.

*Details apply

Find the Right Card for You

Platinum Mastercard

0.00% APR¹
for 6 months on purchases
  • Standard APR is 9.90% to 17.90% APR after 6 month promomtional period
  • Low-Rate Credit Card
  • No Annual Fee 
Show Details & Terms

This card is perfect for making everyday purchases or one-time big purchases. Our lower rates can help you save more in the long run. Every Texas Trust Credit come packed with Mastercard Benefits. Check out what comes standard with every Texas Trust Platinum Card. Click here for view Mastercard Benefits  

1: APR = Annual Percentage Yield

Platinum Rewards

1 for 1
Earn 1 point for every $1 your spend
  • 12.90% to 17.90% APR
  • Earn points on purchases2
  • No Annual fee
Show Details & Terms

If you are looking for more from your credit card this card is perfect for you. Earn points as spend and redeem them on travel, merchandise, gift cards and more.


1: APR = Annual Percentage Yield 

2: Every 1 Point for every $1.00 spent on eligible net purchases. With an enrolled card, points are not earned on the following: tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, ATM withdrawals, or any fees including ATM fees and card-related charges posted to an enrolled card account, including late fees, over-limit fees, annual fees, and finance charges outlines in the applicable Cardholder Agreement, except otherwise permitted in special promotional offers. Subject to change without notice.

Secured Card

Build Credit
Great for building and maintaining credit
  • Fixed Rate of 11.90% APR
  • Establish or Maintain Credit 
  • $30 Annual Fee
Show Details & Terms

Whether you are a first-time credit card holder, looking to rebuild your credit, or maintain your excellent credit, this card will get you there.


1: APR = Annual Percentage Yield 

Additional Credit Card Features

ID Theft Protection

ID Theft Protection Logo


eAlerts Logo

Free Online Banking

Free Online Banking Logo

Mobile Banking

Free Mobile Banking Logo

Digital Wallet

Digital Wallet Logo

Zero Liability

Zero Liability Logo

Card Controls

Card Controls Logo

Airport Concierge

Airport Concierge Logo

Open a Secured Card at a Branch or by Phone

Call Member Solutions

(972) 263-5171


Looking for something different?

*This offer is available for new Texas Trust Platinum and Platinum Rewards credit cards only. Members with existing Texas Trust credit cards do not qualify for this offer. To receive this offer, you must be or become a member of Texas Trust Credit Union. To receive $250: $1,000 in transactions must be posted to your account within 90 days of opening your new Texas Trust Platinum Mastercard® Cash advances, balance transfers, and ATM transactions do NOT qualify as eligible purchases. Once offer requirements have been fulfilled, $250 will be deposited into your share savings account within 30 days. Business accounts, international accounts, non-profit accounts and minors are not eligible for this offer. Offer valid in the U.S. only. Rates and approval are based on creditworthiness. Account rates and terms are subject to change without notice. Offer expires June 30, 2024.

1: Annual Percentage Rate. Rates, terms, and conditions are subject to change. All loans subject to credit approval and Texas Trust lending policy.