Platinum Mastercard: The low-rate credit card for everyday purchases

0% APR¹ Introductory Rate for 6 Months on purchases

No Annual Fees | Standard Rate 9.90% - 17.90% APR


Get $250 with a NEW Texas Trust Platinum credit card

When you get a new Texas Trust Platinum or Platinum Rewards credit card, and make $1,000 in eligible purchases within the first 90 days of having your new card, you can receive $250!

*Details apply

A Texas Trust Platinum Credit Card is the only credit card you’ll ever need. While the big banks will charge you high interest rates and hefty annual fees, the Texas Trust Platinum MasterCard starts at just 9.90% APR with $0 Annual Fee!

Whether for everyday purchases or bigger purchases paid over time, this low rate card could help you save more money and set you up for success!

The Platinum MasterCard is perfect for you if:

  • You use a credit card for everyday purchases
  • You make large purchases and want to pay over time
  • You sometimes carry a credit card balance and want to avoid high fees

Rates & Fees on Platinum Mastercard

  • 0.00% Introductory APR for 6 months on purchases

  • Standard APR between 9.90% - 17.99%

  • $0 in annual fees

  • $0 in balance transfer fees 

  • Introductory balance transfer APR as low as 4.90%
  • Standard balance transfer APR between 9.90% - 17.99%
Father and children  playing in front yard

Mastercard Benefits and Platinum Credit Card Features

  • Mastercard Zero Liability²: Say goodbye to unauthorized purchases

  • ID Theft Protection: Access to ID theft solutions provided by Mastercard

  • Global Service: 24-hour support on lost or stolen cards

  • Airport Concierge: Access premiere services on airport travel

  • Card Controls: Turn your card off and on

  • Digital Wallet: Use your card from your mobile phone


Click for a full list of Mastercard benefits that come with every Platinum Mastercard


Simple 5 Minute Application

Complete your application today in as little as 5 minutes! 

Are you still looking for more information? Check out the FAQs for Platinum Credit Cards here

Get Rewarded

1 point for 1 dollar. From Travel to gift cards, your Platinum Rewards credit card can earn. 

Interest-bearing Checking

Let your money work for you and earn a high yield on your balance with Power Checking.

Checking for Beginners

Gain financial independence with a Student Checking account.

*This offer is available for new Texas Trust Platinum and Platinum Rewards credit cards only. Members with existing Texas Trust credit cards do not qualify for this offer. To receive this offer, you must be or become a member of Texas Trust Credit Union. To receive $250: $1,000 in transactions must be posted to your account within 90 days of opening your new Texas Trust Platinum Mastercard.® Cash advances, balance transfers, and ATM transactions do NOT qualify as eligible purchases. Once offer requirements have been fulfilled, $250 will be deposited into your share savings account within 30 days. Business accounts, international accounts, non-profit accounts and minors are not eligible for this offer. Offer valid in the U.S. only. Rates and approval are based on creditworthiness. Account rates and terms are subject to change without notice. Offer expires December 31, 2023.

All loans subject to approval.

1: APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change.

2: Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months. For full details and disclosures, see Mastercard Zero Liability