Build or Repair Credit with a Secured Credit Card

Build Credit | Low Deposit | Fixed Rates


Looking for a credit card to help you build or rebuild your credit? Consider a Secured Credit Card from Texas Trust Credit Union. With this card, you can enjoy the convenience of a credit card while also working to improve your credit score.

A Secured Credit Card is a great choice for those who:

  • Have little or no credit history
  • Have a low credit score
  • Want to establish or rebuild credit

Rates & Fees on Secured Mastercard

  • Low deposit required
  • $30 Annual Fee
  • Fixed APR 11.90%
  • No Balance Transfer Fee
  • $25 Late Fee
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Mastercard Benefits and Secured Credit Card Features

  • Mastercard Zero Liability²: Say goodbye to unauthorized purchases

  • ID Theft Protection: Access to ID theft solutions provided by Mastercard

  • Global Service: 24-hour support on lost or stolen cards

  • Airport Concierge: Access premiere services on airport travel

  • Card Controls: Turn your card off and on

  • Digital Wallet: Use your card from your mobile phone


Click for a full list of Mastercard benefits that come with every Secured Mastercard


Open a Secured Card at a Branch or by Phone

Call Member Solutions

(972) 263-5171


1: APR = Annual Percentage Rate

2: Zero Liability - Have peace of mind knowing you won't be responsible for unauthorized purchases. As a Mastercard cardholder you are not liable in the event of an unauthorized use of your U.S.-issued Mastercard card. This coverage extends to purchases made in a store, over the telephone, or online. Zero Liability is provided under the following conditions: Your account is in good standing. You have exercised reasonable care in safeguarding your card. You have not reported two or more unauthorized events in the past 12 months. For full details and disclosures, see Mastercard Zero Liability