Same car, lower payment¹

Terms up to 72 months | Flexible payment options | As low as 6.69% APR²

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You could lower your auto loan rate and car payment

You deserve the best when it comes to paying off your vehicle. Refinancing with us is a great way you could save some money! Our simple online application can get you on the path to savings.

As Low as 6.69% APR for 36 months

How to get started with your application

  • Enter the information of the vehicle you are considering

  • Enter your personal information so we can verify your loan eligibility

  • Review your information and hit submit!

Most applications can be completed in 5 minute or less with decisions available the same day (in most cases). If we need more information to get your loan started a Texas Trust team member will reach out to you. 

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Simple 5 Minute Application

Complete your application today in as little as 5 minutes! 

Additional Products

Mechanical Breakdown

CU Certified is the best-in-class automobile breakdown coverage. Designed for credit union members to help them save on mechanical breakdowns. 

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GAP Insurance

Get vehicle protection for what auto insurance may not cover. Trustage Guaranteed Asset Protection provides coverage for credit union members nationwide. 

fix your car

Auto Insurance

Get car insurance you can trust. Our team is here to help you find the best coverage that fits yours needs.

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Looking for something different?

1: Savings not guaranteed. Savings vary depending on your unique situation.

2: APR = Annual Percentage Rate. Rates, terms, and conditions are based on creditworthiness, amount financed, value of collateral, and other factors. Interest rate floor is 6.69% APR. Maximum interest rate is 17.99% APR. Offer limited to cars, SUVs, or trucks. Defer your first payment for up to 90 days, with additional credit approval that may differ from the loan approval. Current Texas Trust loans are not eligible to receive 90-day deferment. Interest begins to accrue at loan origination. Flexible term options available up to 72 months. Loan amount and maximum term based on collateral to be refinanced. Loan offer contingent on collateral and ability to repay, subject to credit approval and normal underwriting conditions will apply. Offer and rate subject to change without notice. Vehicle title fees may be rolled in to the loan. Minimum loan balance is $5,000. Maximum loan balance is $100,000. New loans only. Existing Texas Trust Credit Union loans are not eligible for refinance. This offer is not transferable and cannot be combined with any other offers. Membership required.

Payment Example: Assuming a $35,000 loan amount, a 66-month term and a 6.89% APY, you would make monthly payments of $638.84.