Protect your vehicle from the unexpected

GAP Insurance | Mechanical Breakdown | Auto Insurance

Guarenteed Asset Protection¹

Oh no! Your vehicle has been totaled in an accident. You still owe money on your vehicle and your insurance company only pays you a fraction of what you owe. Why? Most insurance policies only reimburse you for the cash value of your vehicle at the time of the accident, even if you still owe more.

Guaranteed Asset Protection (GAP) gives you the protection need to cover the “gap” most insurance companies won’t. If your vehicle is deemed a total loss due to an accident or stolen, GAP through MEMBER’S CHOICE GAP may reduce or even eliminate the shortfall in your coverage.

GAP Insurance

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GAP Insurance

Mechanical Breakdown - Vehicle Service Contract

CU Certified pays for the replacement of covered part(s) and the labor to install the failed covered part(s). We like to call CU Certified the “Real $0 Deductible Contract” as our program pays for diagnostics, taxes, fluids, and filters in conjunction with covered repairs. National acceptance, trip interruption, wrap coverage, and 24-hour roadside assistance are some of the ancillary benefits of coverage.

CU Certified Road Hazard Tire & Wheel Protects you against the rough road ahead as an available surcharge to the CU Certified vehicle service contract. This enhancement covers you for up to $1000 per incident with a $4000 coverage aggregate claims limit on their tires and/or wheels with a $0 deductible. Potholes, nails, broken glass, and road debris no longer need to be costly out of pocket repair for our members. See what’s covered by CU Certified Road Hazard Tire and Wheel.

Mechanical Breakdown

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Mechanical Breakdown

Auto Insurance

Accidents happen. Make sure you’ve done everything you can to get the protection you need when it comes to minor fender-benders or major collisions. Our dedicated insurance team works with you and your budget to provide the best coverage options for you. Hit the road with vehicle insurance you can trust

 

Auto Insurance

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Auto Insurance

1: Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.

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