Rates subject to change without notice. 1: APR = Annual Percentage Rate. 2: Funds are generally distributed by the next business day but processing times may vary. You will typically get a reply to your loan application on the same business day it is submitted and your account will be credited within 24 hours upon approval. The APR ranges from 8.99% - 17.90%. Your actual loan amount, rate, and payment terms are based on credit worthiness. New loans only. Existing Texas Trust Credit Union loans are not eligible for refinance with this offer. Offer valid for new personal loans up to 60 months. Monthly protected payment estimate at an APR of 8.99% for a 24-month term on a $5,000 loan is $228.42. Subject to credit approval & Texas Trust lending policies. Membership required.