2.00% APY1
All Gain, No Pain.






  • $0 Monthly Fee
    No monthly maintenance fee
  • $5,000
    Minimum opening deposit
  • 39,000 +
    Fee-free4 Texas Trust and Allpoint® ATMs
  • HOW IT WORKS

    It's time to put your money to work!

    With a name like Power Checking, you'd think this account works hard. And it does!

    Open your Power Checking account quickly and easily online and start earning a whopping 2.00% APY1 on your deposits of $5,000 or more, up to $100,000. Your money isn't tied up, frozen, or otherwise unreachable and still works hard for you so you can yield a high return. Now, that's what we call Power!


    What it takes to earn 2.00% APY:

    • Use your Texas Trust debit or credit card 20 or more times each month
    • Maintain a monthly balance of $5,000 or more, up to $100,000

    GET POWERFUL FEATURES

    SERIOUSLY STRONG EARNINGS
    Get an incredible yield on your liquid money.
    2.00% on $5,000 to $100,00

    $0 Monthly Service Fee
    You don't have to jump through hoops to avoid paying a monthly fee

    Free Safe Deposit Box5,6
    Keep your important paperwork and other belongings safe!

    Free Premium Account Services5
    Get 5 free domestic wires every month and 2 free stop payments every year

    SERIOUSLY STRONG EARNINGS
    Get an incredible yield on your liquid money.
    2.00% on $5,000 to $100,00

    $0 Monthly Service Fee
    You don't have to jump through hoops to avoid paying a monthly fee

    Free Safe Deposit Box5,6
    Keep your important paperwork and other belongings safe!

    Free Premium Account Services5
    Get 5 free domestic wires every month and 2 free stop payments every year




    Plus get all of the benefits that come standard with every Texas Trust checking account:

    ONLINE & MOBILE BANKING

    DEBIT REWARDS2

    FREE ATMS4

    DEBIT REWARDS3

    OVERDRAFT OPTIONS

    ONLINE & MOBILE BANKING

    DEBIT REWARDS2

    FREE ATMS4

    DEBIT REWARDS3

    OVERDRAFT OPTIONS


    SEE FOR YOURSELF

    Power Checking is Strong

    Compare our powerful checking account against the competition


    Texas Trust Neighborhood CU Navy Federal Credit Union Bank of America BBVA EECU Wells Fargo Chase
    Annual Percentage Yield 2.00% 2.50% 0.45% 0.02% 0.05% 0.90% 0.05% 0.01%
    Minimum To Earn APY $5,000 $50,000 $25,000 $50,000 $0 $90,000 $5,000 $0
    Monthly Service Fee $0 $0 $10 $0 $19 $5 $30 $25
    Extensive Nationwide ATM Network
    Debit Rewards X X X X X X
    2 Free Stop Payments / Year X X X X X X X
    Free Safe Deposit Box X X X X X X
    5 Free Domestic Wires Per Month X X X X X X X

    Comparitive rates sourced 01/31/2020 from respective websites.

    OPEN YOUR ACCOUNT

    Your new favorite checking account is waiting for you

    Open your account quickly and easily online or head to your favorite branch to start earning one of the most powerful interest rates available.


    Open in Person: