1: Get $75 Free Offer: Direct deposit may originate from any source, must deposit into your Bonus Checking account, must be equal to or greater than $500, and must be received within 45 days of account opening. Offer code 9701 entitles the bearer to open the Bonus Checking account with a $0 balance. Bonus Checking account opening is subject to approval. New members are required to open a primary savings account with a minimum $5 balance. Reward payment schedule is: $5 into your primary savings account upon account opening and $70 into your Bonus Checking account 60 days after your first direct deposit of $500 or more is received. Reward is not available to existing Texas Trust Bonus Checking account members. Accounts closed within 12 months will be assessed an Early Closing Fee. Must mention offer at account opening. Offer subject to change without notice.

2: Free Skip-A-Payment Offer: Interest will continue to accrue on the unpaid balances during the month you skip a payment. Texas Trust reserves the right to refuse any skip-a-payment request. Current coverage of collateral insurance must be in effect at the time of the request. Mortgage, Home Equity, Home Improvement, Land, Line-of-Credit, Equipment, Balloon Notes, Credit Cards, Business Loans, Auto Lease Contracts, loans with GAP coverage that have skipped 2 or more previous payments, loans with collateral protection insurance (CPI), loans on an insurance payment/claim, loans that received a payment extension within the previous 6 months, loans that received 2 payment extensions during the previous 12 months, all new loans originated within the previous 6 months are NOT eligible for the skip-a-payment program. No processing fee will be collected for the first loan you choose to skip during a 12-month period when you mention “Free Skip-A-Payment for Workplace Partners” offer. A $25.00 processing fee will be assessed for each additional loan you choose to skip a payment and each time that a skip a payment occurs. When payments resume, unpaid interest will be collected first. The processing fee is non-refundable and all loans must be current to participate. Back-to-back skip-a-payment is not available for any loan.

3: Monthly Bonus Checking Discount Offer: a $6 monthly fee is assessed to Bonus Checking accounts and can be eliminated by combining three or more of the following discounts each month: 1. be a Workplace Partner employee ($2 discount); 2. make 10 non-ATM POS transactions per month totaling at least $100 with your debit card ($2 discount); 3. actively enrolled in online communication and banking ($2 discount); 4. be a primary member who is 55 years or better ($2 discount); 5. use Online Bill Pay to pay three or more bills during the previous month ($1 discount); 6. be a member of 5 years or longer ($1 discount); OR 7. direct deposit or mobile deposit (or any combination of the two) totaling $500 or more per month ($1 discount).

4: 90-Day Deferment Offer: First 90 days after loan origination payment free. Interest begins to accrue at origination.

5: Free Safe Deposit Box Offer: subject to availability. Not available at UTA, Dubiski, Mansfield Main Street, Midlothian, or San Angelo Main Street branches.

6: 9-Month Mega Flex CD Offer: $500 Minimum deposit required. One Mega Flex CD option may be exercised during the term of the CD, either the withdrawal option or the addition of funds option. Substantial penalties for early withdrawal not associated with Mega Flex CD option. Account disclosure information containing terms, fees and dividend rate/APY information is available at all Texas Trust offices.

   Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.